Financing Options

The key to your dream home

Unlock the door to a home that’s unique to you. There’s a wide range of home finance solutions available for you at Bank Alfalah. So whether you want to buy, build or renovate your space, there’s something specific available, just for you.

With Alfalah Home Finance you get:

  • Re-payment tenure options from 3 to 25 years
  • Inclusion of your spouse or blood relative to enhance your financing eligibility or co-ownership of the housing unit
  • Annual balloon (partial) payment options to assist you to repay the loan quickly
  • Life insurance and property insurance to secure the loan and your home respectively
  • Legal counseling on property title documents to check the authenticity of the property

Home Buyer

With this facility, you no longer need to just dream about the home you want for yourself and the family.

  • Financing starting from PKR 1Mn. with no maximum limit
  • Financing up to 70% of the property’s value
  • Property independently evaluated for fair market value

Plot and Build

With this facility you can choose your plot and construct from scratch.

  • Financing up to 70% of the value of the constructed home
  • Up to 50% of the financing is for plot purchase and
    remaining for construction
  • Up to 60% of the plot’s assessed value
  • Construction part is disbursed up to 4 parts (in advance)

Build Your Home

Get financing to construct your home on an empty plot.

  • Financing up to 100% of the construction cost
  • Financing disbursed in up to 4 tranches (in advance)

Home Improvement

Get financing for renovation or to expand your existing home.

  • Financing up to PKR 3.5Mn. or 40% of the structure value of your home (whichever is lower)
  • High-cost improvements disbursed in 2 parts

Home BTF

Repaying your home finance has never been a simpler experience.

  • Transfer up to 100% of the existing finance from other banks

Alfalah Green Energy

Bank Alfalah and its panel of trusted solar experts bring you a complete solar solution. It is an investment that will benefit you in
the long run. Alfalah Home Finance works with the industry’s most sophisticated and reliable energy experts in order to provide you with best energy solution.

  • Financing up to PKR 5Mn
  • Reliable energy providers and financial experts

Home Secure

An existing family house/plot is mortgaged to support and secure financing the
purchase of another residential accommodation/plot with subsequent
construction and maximum exposures of 100% of the market value of new
accommodation/plot. The property purchased is also mortgaged with the bank
and the overall exposure is capped at 60:40 (both properties combined)

The first property Offered for mortgage may be in the name of person(s) Other
than target customers. The customer(s) may opt to get released the first property
(only) by keeping intact the above ratio through balloon payment(s). A Maximum
of 4 borrowers and two of them must be parents may be allowed in Home secure.
All Other terms & conditions Of Home Finance Shall remain the Same for this


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Contact Us Or you can apply for Financing Options at the branch.