About Bank AlfalahAbout Bank Alfalah

About Bank Alfalah

Bank Alfalah is one of the largest private banks in Pakistan with a network of 699 branches in more than 200 cities across Pakistan and with an international presence in Bangladesh, Afghanistan, Bahrain and UAE. The Bank is owned and operated by the Abu Dhabi Group. The International Finance Corporation (IFC) of the World Bank partnered with the Bank in 2014, and holds a 14.74% stake in Bank Alfalah.

Incorporated as Habib Credit & Exchange Bank Limited (“HCEB”), now Bank Alfalah Limited, being a public limited company on 21st June, 1992, under the Companies Ordinance, 1984 (now replaced by the Companies Act, 2017), which commenced its banking operations in the same year.

The Bank provides financial solutions to consumers, corporations, institutions and governments through a broad spectrum of products and services, including corporate and investment banking, consumer banking and credit, securities brokerage, commercial, SME, agri-finance, Islamic and asset financing solutions.

VIS & PACRA have assigned an entity rating of ‘AA+’ (double A plus) for the long-term and ‘A1+’ (A one plus) for the short-term, with outlook assigned as stable. The Bank is listed on the Pakistan Stock Exchange.

The Bank has 61.20 percent shareholding in Alfalah CLSA Securities (Private) Limited, which is engaged in the business of stock brokerage, investment counseling and fund placements. The Bank has 40.22 percent shareholding in Alfalah GHP Investment Management Limited, which is registered as an Asset Management Company and Investment Advisor under the Non-Banking Finance Companies (Establishment and Regulation) Rules.

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