Jubilee Misaal PlanJubilee Misaal Plan

Jubilee Misaal Plan

Protection and security are vital aspects of a person’s life, particularly in these turbulent times when one’s financial future is at stake. To do so, you just need is a strategy that will assist you in achieving your objectives while also ensuring a clear return on investment from the outset.

“Jubilee Misaal Plan” is designed to provide you with returns and maturity benefit. The purpose of this plan is to provide you with guaranteed protection benefit as well as a bonus at maturity on maintaining the policy for maximum number of years possible.

Key Benefits

  • Traditional non-participating product with guaranteed Surrender Values, Death Benefit, and Maturity Benefit.
  • Death Sum Assured Benefit.
  • Confirmed Maturity Bonus Percentage of 25% at the end of the tenure.
  • Fixed Surrender Benefit.
  • Policy Loan Option.
  • Automatic Premium Loan.
  • Additional Riders to customize the Insurance Plan.

Product Variants

  • Guaranteed Maturity Benefit.
  • Maturity Bonus of 25% at the end of 20 years term.
  • Fixed Surrender Benefit.
  • Policy Loan Option: Customer can avail 90% of surrender value as a loan from the company without surrendering the policy.
  • Automatic Premium Loan: In case of non-payment the company will pay the premiums on customers’ behalf. These along with interest will be adjusted from the surrender value(s).
  • Free Look period of 14 days from receipt of policy documents.

Term of Plan

Minimum Term: 10 years
Maximum Term: 20 years

Free Look Period

Each unit shall be entitled to a Free Look Period of 14 days from receipt of the policy document, during which the Policyholder may cancel the Policy and ask for refund of premium.


For a better understanding in making your selection according to your savings and insurance needs, you may contact representatives at your nearest Bank Alfalah Limited branch.


At time of claims, the beneficiary needs to contact Jubilee Life at (021) 111-111-554 and submit the following documents..

  • Original Policy Documents
  • Claim Forms A, B, C, D
  • Complete Medical /Treatment Record including all Clinical Notes at the onset of the treatment
  • Death Certificate issued by Hospital and NADRA
  • Attested CNIC of both the life assured and claimant(s)
  • Intimation wherein Date of death and Cause of death should be mentioned by the claimant

However, in case of Murder, Suicide or Accidental Death following mandatory requirements should also be added:

  • Post Mortem/ Autopsy Report (Attested)
  • News Paper Cutting of the event (Attested)
  • Police First Information Report (FIR) (Attested)
  • Medico Legal Report (Attested)

Note: Further requirements can be asked for depending on the case.

Contact Details of Claims Department:

Claims Department,
74 / 1 – A, Lalazar, M. T. Khan Road,
Karachi – 74000, Pakistan
Phone – Head Office: 92-21-35205095, 92-21-35205094 , 021-111-111-554
Fax: 92-21-35610959


The product is underwritten by Jubilee Life Insurance Company Limited. It is not guaranteed or insured by Bank Alfalah Limited or its affiliates.

Apply Now Or you can apply for Jubilee Misaal Plan at the branch.