You can earn Orbits, Bonus Orbits and Tier Bonus through the following products and services.
You can earn Orbits, Bonus Orbits and Tier Bonus through the following products and services.
Every time you bank through any of the listed products or services you earn points called Orbits.
You get Bonus Orbits whenever you sign up for a new Bank Alfalah product or service.
The number of Bank Alfalah products you hold will allow you to earn a multiplier on your total monthly Orbit earning.
Bank Alfalah Orbit Rewards programme has 4 tiers. Basic Tier, Orbit 3, Orbit 6 and Orbit 9. Once you’re a member you can move up tiers by signing up more products. Each tier multiplies your earned orbits in a month on a monthly basis.
Product Category | Sub-Products | Orbits Earn | |
---|---|---|---|
Credit Cards (Fee Based Cards Only) |
Classic | 1 Orbit on every domestic or international spend of Rs. 200/- | |
Gold | 1 Orbit on every domestic spend of Rs. 200/– 2 Orbits on every international spend of Rs.200/- 2 Orbits on every e-commerce spend of Rs 200/- on Optimus Card |
||
Titanium & Optimus | |||
Platinum | |||
Premier Platinum | 1.60 Orbits on domestic spend of Rs.200/– 2 Orbits on every international spend of Rs.200/- | ||
Debit Cards |
Classic | 1 Orbit on every POS spend of Rs.400/- | |
Gold | |||
Paypak | |||
Platinum | |||
Visa Signature | 1.60 Orbit on every POS spend of Rs.400/- | ||
Premier Visa Signature | |||
Deposits |
Current Account | If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 Orbits Monthly Cap: 500 Orbits | |
Premier Current Account | If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 Orbits Monthly Cap: 750 Orbits | ||
Savings Account | If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 1 Orbit Monthly Cap: 250 Orbits | ||
Premier Savings Account | If month end balance is greater than previous month end balance, every credit of 25K and above in the account will get you 1 Orbit Monthly Cap: 500 Orbits | ||
Digital Banking |
Internet Banking | 25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month | |
Alfa (Mobile App) | |||
SMS Alerts |
1 Orbit on every domestic or international spend of Rs. 200/-
1 Orbit on every domestic spend of Rs. 200/–
2 Orbits on every international spend of Rs.200/-
2 Orbits on every e-commerce spend of Rs 200/- on Optimus Card
1.60 Orbits on domestic spend of Rs.200/– 2 Orbits on every international spend of Rs.200/-
1 Orbit on every POS spend of Rs.400/-
1 Orbit on every POS spend of Rs.400/-
1 Orbit on every POS spend of Rs.400/-
1 Orbit on every POS spend of Rs.400/-
1.60 Orbit on every POS spend of Rs.400/-
1.60 Orbit on every POS spend of Rs.400/-
If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 Orbits Monthly Cap: 500 Orbits
If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 Orbits Monthly Cap: 750 Orbits
If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 1 Orbit Monthly Cap: 250 Orbits
If month end balance is greater than previous month end balance, every credit of 25K and above in the account will get you 1 Orbit Monthly Cap: 500 Orbits
25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
Product Category | Sub-Products | Earn Orbits on Sign-up | |
---|---|---|---|
Credit Cards (Fee Based Cards Only) |
Classic | 50 Orbits | |
Gold | 100 Orbits | ||
Titanium & Optimus | |||
Platinum | 250 Orbits | ||
Premier Platinum | 400 Orbits | ||
Debit Cards |
Classic | 50 Orbits | |
Gold | 100 Orbits | ||
Platinum | 250 Orbits | ||
Signature | 400 Orbits | ||
Premier Signature | |||
Deposits |
Current Account | 50 Orbits | |
Premier Current Account | 100 Orbits | ||
Savings Account | 50 Orbits | ||
Premier Savings Account | 100 Orbits | ||
Loans Products |
Home Loan | 1,000 Orbits | |
Auto Loan | 500 Orbits | ||
Personal Loan | 250 Orbits | ||
Bancassurance |
Bancassurance (BAFL Branches Only) | Rs. 1 – 49,999 – 200 Orbits Rs. 50,000 – 99,999 – 300 Orbits Rs. 100,000 – 249,999 – 500 Orbits Rs. 250,000 – 499,999 – 1,000 Orbits Rs. 500,000 – 999,999 – 1,500 Orbits Rs. 1,000,000+ – 2,000 Orbits |
|
Digital Banking |
Internet Banking | 25 Orbits | |
Mobile App | |||
SMS Alerts (Fee Based Branch Banking SMS Alerts) | |||
Investment Products |
Investment Products (BAFL Branches & Alfa App Only) | Rs.100k-2.99M – 500 Orbits | |
Rs.3M – 9.99M – 1,000 Orbits | |||
Rs.10M+ – 2,500 Orbits |
50 Orbits
100 Orbits
100 Orbits
250 Orbits
400 Orbits
50 Orbits
100 Orbits
250 Orbits
400 Orbits
400 Orbits
50 Orbits
100 Orbits
50 Orbits
100 Orbits
1,000 Orbits
500 Orbits
250 Orbits
Rs. 1 – 49,999 – 200 Orbits
Rs. 50,000 – 99,999 – 300 Orbits
Rs. 100,000 – 249,999 – 500 Orbits
Rs. 250,000 – 499,999 – 1,000 Orbits
Rs. 500,000 – 999,999 – 1,500 Orbits
Rs. 1,000,000+ – 2,000 Orbits
25 Orbits
25 Orbits
25 Orbits
Rs.100k-2.99M – 500 Orbits
Rs.3M – 9.99M – 1,000 Orbis
Rs.10M+ – 2,500 Orbits
Tier | Eligibility | Benefits |
---|---|---|
Any Bank Alfalah product except current or savings account or a current or savings account and less than 3 products | As per the eligible product rules | |
Current or Savings Account + any 3 eligible products | 10% of accumulated Orbits earned in a month | |
Current or Savings Account + any 6 eligible products | 25% of accumulated Orbits earned in a month | |
Current or Savings Account + any 9 eligible products | 100% of accumulated Orbits earned in a month |
In addition to the Orbits you earn on each product, you can earn a multiplier on the total number of Orbits earned depending on the number of products you hold with the bank. All you need is a current or savings account and a combination of 3, 6 or 9 products to earn a bonus of 10%, 25% or 100% of the total Orbits earned during a month.
Tier bonus awards and downgrades are added at the start of each month. Grace period if the customer reduces/cancel number of products: 3 months