Basic Eligibility:
- Pakistani National with a valid NIC
- Local salaried individual
- Salaried expatriate
- Business person
- Self employed
- Others (individual with other sources of income i.e. landlord, retired individuals, regular rental income, foreign remittances, fixed savings/term deposits, agriculture)
Age at the time of Application:
| Local and Expatriate | = 25 – 60* years |
| Business person | = 25 – 65 years |
| Self employed | = 25 – 65 years |
| Others (rental, agriculture) | = 25 – 65 years |
| *Age of retirement less three years | |
Minimum Experience at Employment/Business tenure:
| Local salaried individual | = 2 Years Permanent & 3 Years Contractual |
| Salaried expatriate | = 2 Years Permanent & 3 Years Contractual |
| Business person | = 3 years Minimum |
| Self employed | = 3 years Minimum |
| Others (rental, agriculture, etc.) | = 3 years Minimum |
Housing unit types:
- Complete house
- Semi-completed house
- Apartments
- Residential farm house