Alfalah Personal Loan

In life, we all fall short sometimes. But for our financial shortfalls, there’s always Alfalah Personal Loan. Get a solution crafted to your needs for financing up to PKR 2Mn. No collateral required. Processing time is quick and multiple repayment options are available. And if you are an Alfalah account holder, you get 250 Orbits on signing up for Alfalah Personal Loan.
So don’t fall short. Fall back on Alfalah Personal Loan.


Basic Product Features

  • Minimum Loan Amount: PKR 50,000/-
  • Maximum Loan Amount: PKR 2,000,000/-
  • Minimum Tenure: 1 Year
  • Maximum Tenure: 5 Years
  • No Security required

Why Alfalah Personal Loan?

  • Hassle-free processing with minimum documentation
  • Affordable markup rates
  • Fixed and variable pricing options
    • You can opt for a fixed or variable rate of financing based on what suits you best
  • Partial prepayment option
    • You can lower your instalments by making a partial prepayment of the outstanding principal
    • A maximum of 1 partial payment is allowed in a year (a year is equal to 12 instalments from the date of disbursement). Each partial payment cannot be more than a total of 6 instalments
  • Loan top-ups/enhancements for more financing
    • You can top up the loan amount based on revised income and repayment history
  • Multiple repayment options
    • Non-Checking Account
    • Direct Debit
    • Cross Cheque
    • Drop Box
    • ATM
    • Internet Banking
    • Mobile Banking
    • Cash Payment at branches
  • Multiple income sources allowed for higher loan limits
    • You can club more than one source of income to avail a higher loan limit. A maximum of 2 eligible secondary sources/businesses are allowed
  • Balance transfer facility for outstanding personal loan(s) and credit card(s)
    • You can better manage your outstanding personal loan(s) and credit card(s) of other banks by consolidating and transferring them under one instalment loan
  • Special Discounts and Minimal Documentation for existing Bank Alfalah account holders and customers
    • Existing Bank Alfalah customers and account holders can enjoy discounted rates based on their relationship tenure, average balance and history with the Bank with minimal documentation
Apply Now Or you can apply for Alfalah Personal Loan at the branch.
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