Eligibility CriteriaEligibility Criteria

Eligibility Criteria

  • Pakistani National Identity Card Holder
  • Salaried Individuals:
    • Minimum Gross Salary: PKR 30,000/-

    Age:

    • Minimum 21 Years to 65 Years at time of loan maturity for Private Sector Employees and 60 Years for Government Sector Employees

    Job Status:

    • Permanent: Currently employed, with total employment experience of 6 months.
    • Contractual: Currently employed, with total employment experience of 1 year.
  • Self Employed Businessmen/Others:
    • Minimum Gross Income: PKR 100,000/- per month (Assessed on Bank Statement or Documentary Evidence)

    Age:

    • Minimum 21 to 70 years at time of loan maturity

    Business Status:

    • Minimum 1 year in current business.
  • Self Employed Professional:
    • Minimum Gross Income: PKR 50,000/- per month (Assessed on Bank Statement or Documentary Evidence)

    Age:

    • Minimum 21 to 70 years at time of loan maturity

    Business Status:

    • Minimum 1 year in current business.
  • Salaried Individuals including Government/Semi Government employees and Employees of Armed Forces
  • Professionals (Chartered Accountants, Consultants, Doctors, etc.)
  • Self Employed Individuals, Proprietorships, Partners, Family Business
  • Landlords, Housewives & Retired Individuals with consistent Rental Income/Foreign Remittances.
  • You should have income from any of the following sources:
    • Employment (Permanent/Contractual)
    • Business (Partnership/Proprietorship)
    • Rental Income
    • Agricultural Income
    • Remittances from Abroad
    • Co-Borrower’s Income (Co-Borrower Case)
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