Eligibility CriteriaEligibility Criteria

Eligibility Criteria

    • Pakistani National Identity Card Holder
    • Salaried Individuals:
      • Minimum Gross Salary: PKR 30,000/-


      • Minimum 21 Years to 65 Years at time of loan maturity for Private Sector Employees and 60 Years for Government Sector Employees

      Job Status:

      • Permanent: Currently employed, with total employment experience of 6 months.
      • Contractual: Currently employed, with total employment experience of 1 year.

  • Self Employed Businessmen/Professionals/Others:
    • Minimum Gross Income: PKR 50,000/- per month (Assessed on Bank Statement or Documentary Evidence)


    • Minimum 21 to 70 years at time of loan maturity

    Business Status:

    • Minimum 1 year in current business.

Customer Segment

  • Salaried Individuals including Government/Semi Government employees and Employees of Armed Forces
  • Professionals (Chartered Accountants, Consultants, Doctors, etc.)
  • Self Employed Individuals, Proprietorships, Partners, Family Business
  • Landlords, Housewives & Retired Individuals with consistent Rental Income/Foreign Remittances.
  • You should have income from any of the following sources:
    • Employment (Permanent/Contractual)
    • Business (Partnership/Proprietorship)
    • Rental Income
    • Agricultural Income
    • Remittances from Abroad
    • Co-Borrower’s Income (Co-Borrower Case)