Alfalah VISA Platinum Credit Card

Welcome to the world of Alfalah Platinum. As an Alfalah Platinum Credit Card member, now you have more power with great privileges for your lifestyle and travel needs. Enjoy exclusive benefits and an unparalleled level of service, coupled with unmatched rewards and benefits when you shop, dine, travel in Pakistan and abroad.

Features & Benefits

Jetsetter is a travel reward redemption programme as part of your Alfalah Platinum Credit Card. As a Platinum Credit Card member every time you spend, transact or sign-up for Bank Alfalah products, you earn Orbits and you can redeem your Orbits for a complete travel experience including:

  • Airline tickets
  • Airline Ticket Class Upgrades
  • Hotel Bookings

How it works:

As an Alfalah VISA Platinum Credit Card customer you are automatically enrolled for the Jetsetter programme & value of your orbits become 3X for Jetsetter travel program

Spend in / Amount Orbits Earned Orbit Value
Local Currency PKR 200 1 Orbit PKR 3
Foreign Currency PKR 200 2 Orbits PKR 6

Accelerated Orbits

On every spend of PKR 200 you will earn 1 Jetsetter Orbit on Local transaction but earn your orbits faster than ever! 2X Orbits can be earned on International transactions on your Alfalah VISA Platinum Credit Card

We have Travel Desk for our Bank Alfalah Visa Platinum Credit Card holders. Just dial 0800 22225 to connect to travel desk & book your tickets! We will even assist you with visa applications! You pick your dream destination and leave us to take you there!

When we claim to make you enjoy life today, we truly fulfill that promise. Alfalah Credit Cards opens a world of exciting discounts whether for shopping, fine dining, or world class travelling. Click here for our ongoing discounts and promotions.

As Platinum Credit Card member you can enjoy the luxury of ordering anything without leaving the comfort of your home. All you need to do is dial concierge service at 0800 22225 for your order to be delivered and charge it to your card. For Product details click here

As an Alfalah VISA Platinum Credit Cardholder, you get a free Priority Pass to over 1000+ airport lounges across the globe. You can also get 6 free visits (in 12 months) to any lounge outside Pakistan upon spending up to PKR 1Mn. internationally or a total spend of PKR 2.5Mn in 12 months.

Catch up with calls, send a few emails, browse through your favourite magazine or enjoy refreshments of your choice. You can use Priority Pass lounges regardless of your choice of airline, class of ticket or membership in any frequent flyer club.

Priority Pass visits will expire within 1 year. This offer is not valid for domestic lounges in Pakistan.

All the charges will be levied as per the Schedule of Charges (SoC) for any accompanying guests or family members or in case your spend is less.

Please visit to view Lounge Directory details.

Just be sure to take your Priority Pass membership Card with you wherever you travel in order to gain access to participating lounges.

Enjoy your travel all the way!

You can enjoy complimentary CIP lounge access on international travel from Karachi, Lahore and Islamabad airports and you can also get access to an exclusive Bank Alfalah Premier lounge at Karachi Airport’s domestic terminal.

Just present your Bank Alfalah Platinum Credit Card at the lounge to enjoy relaxed seating with television entertainment, free buffet of snacks and beverages, Internet, fax telephone facilities, reading material and a 24 hour full service information desk giving prompt updates on flight departures.

The Bank Alfalah Credit Card carries the Visa logo, hence ensuring worldwide acceptability at more than 30 million establishments and 1.5 million ATMs worldwide.

Faster solution to all your queries! By simply calling our 24 hour Platinum Phone Banking at 0800-22225 you can enjoy the benefits of a dedicated 24/7 helpline. Activate your Card, generate your PIN, inquire about transactions or get answers to any other questions you may have.

You can also avail the following facilities on your Bank Alfalah Platinum Credit Card, 24 hours a day, 7 days a week.

  • Check account details of your credit card statements
  • Avail balance transfer facility
  • Avail instalment Plan facility
  • Pay your utility and mobile bills
  • Redeem your accumulated orbits against selection of your product from our rewards catalogue
  • Activate ongoing and new Credit Card services
  • Inquire about ongoing Credit Card promotions

Our ongoing SBS instalment Plan promotions allow you to purchase countless home and lifestyle products through your Alfalah Credit Card and repay the transaction amount in Equal Monthly instalment (EMI). You can chose tenures of 3,6,12,18,24,30 and 36 months for repayment.

Click here for our ongoing instalment Plan offerings.

You can convert any of your retail transaction of Rs. 3,000 and above into an instalment Plan. A booking fee as per the prevailing Schedule of Charges (Click Here to download) is applied on every transaction converted into an instalment Plan. You can also avail the option of BTF on an instalment Plan, whereby you can pay off your other Credit Cards through your Alfalah Platinum Credit Card and pay back in equal monthly instalment at a lower markup.

Alfalah Platinum Credit Card’s cash advance facility of up to 50% of your credit limit allows you to withdraw instant cash from any Bank Alfalah branch across Pakistan and at any ATM worldwide displaying the VISA and 1link logo.

The service charges for cash advance will be applied from the day of the transaction. A cash advance fee will also apply for each cash withdrawal.

With the Bank Alfalah Platinum Credit Card Balance Transfer Facility you have the opportunity to pay off balances you owe to other banks through your Alfalah Credit Card on an affordable transfer rate. Simply call our Platinum Phone Banking Officer at 0800-22225 for details.

Click Here For Details

You can be rest assured that if you lose your Bank Alfalah Platinum Credit Card, you have nothing to worry about! Bank Alfalah covers you from all fraudulent charges made on your card as soon as you report it lost to us. So make sure that you report the loss immediately after such an incident at 0800-22225. We assure you that with your Alfalah Platinum Credit Card, you are completely secure against loss and theft.

You can share the benefits and privileges of your Alfalah Platinum Credit Card with your loved ones. We offer you up to 6 supplementary cards. Any individual with a minimum age of 13 years is eligible to apply for becoming a supplementary cardholder.

Eligibility Criteria

Min Salary 100K
Min tenor required for current employment 3 Months
Total employment experience required 1 Year
Limit Bracket 400K to 2 Mn
Age 21 to 60 years
Min. Income 150K
Min. business tenor required 2 Years
Limit Bracket 400K to 2 Mn
Age 21 to 70 years

Documents Required

  • Copy of Computerized National Identity Card (CNIC)
  • Current salary slip/salary letter with breakup
  • In case of companies not on panel, bank account statement required which reflects 3 months’ salary credit

Note: If the bank statements are photocopied they should contain the following

  • Bank stamp
  • Signature of the Authorized Signatory
  • Copy of Computerized National Identity Card (CNIC)
  • Computerized personal bank statement (on original bank letterhead) for last six months
  • Copy of Computerized National Identity Card (CNIC)

*Additional documents may be required on a case to case basis

  • Partnership deed and personal account statements of partners/company accounts statements (if any) for last six months
  • Bank letter/certificate confirming proprietorship/partnership (in case of proprietorship/partnership)
  • Latest Form A or Form 29 or Memorandum/Articles of Association (in case of private limited company
  • Personal account balances/statements (in case of private limited company)
  • Recognized professional degree/membership certificate to professional associations (in case of professionals

Value Added Services

Other than the Features and Benefits mentioned above, you can also avail our (Credit Line Increase, Utility Bill Payment, SMS Alert, E – Statement, Cheque Book, Credit Cover Premium).

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