Good health is a blessing and a privilege to possess. It’s important to value it, but also to not take it for granted. In case of any unforeseen events, you owe it to yourself and to your loved ones to have the best healthcare treatment available at your side.
That is why Jubilee Life has introduced Jubilee – Azmat Health Plan Insurance. This Plan aims at providing the insured with top-of-the-line Inpatient Hospitalization and making sure that you can live stress free knowing that your healthcare needs have been secured.
Bank Alfalah Limited in partnership with Jubilee Life Insurance Company Limited offers Jubilee – Azmat Health Insurance Plan.
Features and Benefits
- Unmatchable Inpatient Hospitalization Benefit to the insured
- Applicability of pre-existing conditions coverage
- 24/7/365 days round the clock service
- Accessible in all major hospitals across Pakistan
- The Product provides Inpatient Hospitalization Benefit to the Insured. Benefit limits are given below.
| Inpatient Limit | PKR 2,000,000 |
| *Pre-existing Conditions covered | Up to 50% |
| Room Type | VIP |
| Room Limit | PKR 70,000 |
| Spouse & Children cover | Yes |
*Pre-existing conditions will be covered from 13th month onwards @ 10% addition every year up to maximum of 50% of the Annual Benefit Limit. The Pre-Existing Condition shall follow a schedule as provided in the Policy terms and conditions.
Medical Second Opinion: This benefit is a supplementary rider offers you a choice of obtaining a second medical opinion from specialists located all over the world so that you can find correct diagnosis and a treatment plan which will help you make informed decisions about your life.
Payment Frequency
Below is a breakdown of the minimum premium contributions with in the age bracket that can be made:
| Age Band | Premium | |
| 0 | 39 | PKR 35,000 |
| 40 | 49 | PKR 55,400 |
| 50 | 55 | PKR 82,350 |
Note: For a better understanding in making your selection according to your insurance needs, you may contact representatives at your nearest Bank Alfalah Limited branch.
Eligibility
The plan is available to all Bank Alfalah Limited customers between 1 month-55 years of age.
The policy owner can select from three combinations of coverage:
- Insurance for the Life Assured only
- Insurance for the Life Assured and Spouse Only
- Insurance for the Life Assured, Spouse and Children
Term of Plan
The policy term of this plan is 1 year and can be renewed up to 5 years.
FREE LOOK PERIOD
Customer can cancel the policy within a Free Look Period of 14 days from receipt of the documents, they are entitled for a full refund of premium less any expenses incurred by Jubilee Life in connection with your medical or clinical examinations
Claims
For Hospital Reimbursement: The following procedure will be followed:
- Inform Jubilee Health within 24 hours of the hospitalization
- Pay cash for the treatment.
- Submit all original bills/supporting documents with claim form for reimbursement, within 30 days of discharge from the hospital.
- Settlement of claim will be done in line with policy terms and conditions.
Please note that the Medical Board of Jubilee Life Insurance Company Limited will be the sole authority to evaluate and decide on the authenticity of the claim.
Panel Hospitals List
Disclaimer
The product is underwritten by Jubilee Life Insurance Company Limited. It is not guaranteed or insured by Bank Alfalah Limited or its affiliates.