Power up your Account with Alfa Overdraft!
Never stress over Zero Account Balance Again
Subscribe for Alfa Overdraft Facility for a loan limit of up to Rs. 50,000 and use whenever you are low on funds. A permanent line to add to your balance at quickest turnaround time with most affordable rates.
Overdraft works like a running finance facility on account, whenever there are insufficient funds in account, customer can dip into overdraft.
Download and Login in to Alfa and subscribe to Overdraft Instantly.
3 reasons why you need Overdraft
- No paper work or branch visit Subscribe in a minute via Alfa
- Just enter your personal information, details of employment, financing facilities availed and accept terms and condition.
- Get instant confirmation for facility, and use the revolving loan facility any time.
- One time Subscription – Best Affordability with Zero Processing Fee
- Charges only on utilization e.g. Rs. 10,000 for a week, Rs.68 approx. will be charged.
- Use any time through your account with Card or Alfa.
- Make cash withdrawals, fund transfers, bill payments, online payments, POS purchases etc.
Product Features
- Credit line of up to Rs. 50,000
- APR – 35%
- Charges only on utilization – don’t use, don’t pay
- End – to – end digitized process with fastest delivery
- No documents required
- No processing fee
How to Apply
- Log onto Alfa, select Loans and then Overdraft
- Fill out the application form: CNIC issuance date and personal, professional & financial details.
- Read and Accept T&Cs
- Enter OTAC
- Application is submitted and customers are informed via SMS
- Within 5 minutes the application is accepted or rejected
