Get the most out of everyday purchases by using over-limit facility on Bank Alfalah Credit Cards.

What is Excess Over-limit?

Excess Over Limit refers to a cardholder’s account that has surpassed its assigned/approved credit limit.

Why do I need Excess Over-Limit Facility?

Excess over limit facility allows to you utilize an excess limit of the assigned limit on your credit card. For your convenience Bank Alfalah offers you the facility of going over limit up to 10% on all your credit cards. You can use this limit while making purchases, travelling and much more without worrying about exhaustion of the limit of your Bank Alfalah credit card.

Is customer charged for this facility?

Yes, a fee of 2% of the over limit amount or PKR 1,200/- whichever is higher is charged to the customer on a recurring monthly basis until the outstanding falls below the assigned limit of the cardholder.

Can I unsubscribe this facility?

Yes, customers can call our 24/7 helpline 111-225-111 anytime to forward request for un-subscription of this facility.