Sohni Dharti Remittance Program
Sohni Dharti Remittance Program (SDRP) is a point-based loyalty scheme for our remitters who work abroad and send money to their loved ones in Pakistan through banking channels or exchange companies.
It is a unique and first-ever smartphone application available in English and Urdu language that tracks and updates every remittance a remitter sends home and awards remitters with reward points, which can be redeemed for free of cost services at multiple Public Service Entities.
Earn reward points on every remittance you send!
Remitters will earn reward points based on a certain percentage of every remittance one sends. There are four rewarding tiers:
- Green
- Gold
- Platinum
- Diamond
Reward points will be given to remitters based on the following tier criteria:
| Category | Annual Remittance Amount (in 1 year*) | Reward Points Earning (% of Remittance Amount)** |
|---|---|---|
| Green | Up to USD 10,000 | 1.00% |
| Gold | From USD 10,001 to USD 30,000 | 1.25% |
| Platinum | From USD 30,001 to USD 50,000 | 1.50% |
| Diamond | More than USD 50,000 | 1.75% |
*Fiscal Year July to June
** Equal PKR amount of remittance
Every remittance can upgrade the remitter’s category level and earn them more reward points.
Reward points appear on the app in the form of a virtual card that updates automatically with reward points after each remittance.
Download and Register
Visit the Google Play Store (for Android Smartphones) or App Store (for iOs Smartphones) and download the app.
On the welcome screen, enter your full name, CNIC number, Passport number and current place of residence.
SBP Survey
State Bank of Pakistan (SBP) is conducting a survey to obtain feedback of Overseas Pakistanis on remittances flows. The information collected through this survey will be used in aggregation; and will only be utilized as input for policy making to increase facilitation in remittances through banking channels.
Please click the link for survey.
Please click the link for survey.
Key Features
Redeeming Reward Points
The reward points can be redeemed through the following Public Service Entities
| Entity | Services Offered | Redemption Flow |
|---|---|---|
| PIA | International Air Tickets Extra Baggage Fee on PIA International Flights |
Download |
| FBR | Mobile Phone Duty Payment of Duty on Imported Vehicles |
Download |
| NADRA | Renewal of CNIC/NICOP | Download |
| Passport Office | Renewal Of Passports | Download |
| State Life | Life Insurance/Takaful Premium Payment | Download |
| Overseas Pakistanis Foundation (OPF) | School Fee Payment | Download |
| Utility Stores Corp | Retail Purchases At Utility Stores | Download |
| Bureau of Emigration & Overseas Employment (BE&OE) | Emigrant Registration Fee – OEP Emigrant Registration Fee–Direct Employment |
Download |
Frequently Asked Questions
Read Questions & Answers related to this page.
