Islamic Roshan Digital Account (for NRPs)Islamic Roshan Digital Account (for NRPs)

Islamic Roshan Digital Account (for NRPs)

Bank Alfalah Islamic offers Islamic Roshan Digital Account to Non-Resident Pakistanis (NRPs) residing across the world. Overseas Pakistanis can open a Foreign Currency (FCY) or PKR based NRP account which gives them unmatched convenience through a simple, secure and completely digitized process to avail a host of benefits, paving way for a progressive Pakistan.

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For further information on Roshan Digital Account from State Bank of Pakistan, please visit or email at

Open an Account Tutorial Video

Roshan Digital Account Survey:

Dear Valued Customer,
We are thankful for your trust in Roshan Digital Account for meeting your banking and investment needs in Pakistan. In order to further enhance the utility and attraction of RDA for Non-Resident Pakistanis (NRPs), we are developing housing/mortgage finance product. Further, initiatives are underway to make the investment in real estate easier, faster and convenient for NRPs. In order to get a firsthand feedback from our valued RDA holders, we are reaching out to you for a very short survey on investment in real estate and financing from RDA banks to buy, or construct your home in Pakistan, using Roshan Digital Account.
The survey would not take more than a few minutes.
Please click here to access the survey

Roshan Samaaji Khidmat

Roshan Samaaji Khidmat is a social initiative of State Bank of Pakistan (SBP) for Overseas Pakistanis who can now make Zakat & Donation payments digitally through their Roshan Digital Account (RDA).

Bank Alfalah customers can donate to following list of organizations:

Name of the Organizations
Prime Minister’s Flood Relief Fund Account – 2022
Balochistan’s Flood Relief and Rehabilitation Fund – 2022
Ehsass Donations Fund Account – 2021
Ehsaas Koye Bhooka Na Soye Fund Account – 2021
Edhi Foundation
Indus Hospital & Health Network Zakaat and Donation
Patients’ Behbud Society for AKIJH
Shaukat Khanum Memorial Hospital Donation
Shaukat Khanum Memorial Hospital Zakat
Sundus Foundation
Supreme Court of Pakistan & Prime Minister of Pakistan Diamer Bhasha & Mohmand Dams Fund – Islamic
Saylani Welfare Trust


  • Offered in multiple currencies; PKR, USD, CAD, GBP, Euro, AED and SAR
  • No minimum balance requirement
  • Account can be fed by Foreign Inward Remittances only originating from the account holder himself/herself through Home remittances or SWIFT, in any currency.
  • Multiple investment opportunities: Islamic Naya Pakistan Certificates, Access to Stock Market, Real estate, etc.
  • Easy repatriation of funds
  • Free Debit Card (for PKR accounts only)
  • Free SMS alerts
  • Funds Transfer Facility
  • Utility Bill Payment
  • 24/7 Internet Banking
  • Free E-Statements
  • Free first cheque book

Eligibility Criteria

Product will be offered to individuals above the age of 18, who are:

  • Non-Resident Pakistanis
  • Foreign Nationals having Pakistan Origin Card (POC);
  • Employees or officials of the Federal Government or a Provincial Government posted abroad
  • Resident individuals having declared their assets held abroad, as per wealth statement declared in the latest tax return with the Federal Board of Revenue (FBR). (For FCY Roshan Digital account only)

Required Documents

To process your application, the following supporting documents will be required:

  • Scanned Copy of Your CNIC/NICOP/POC
  • Scanned copy of Your Passport (first 2 pages, Pakistani and/or foreign/other country, latest exit stamp on Pakistani Passport)
  • Photograph (Passport size)
  • Live photo
  • Signature (scanned on white page)
  • Scanned copies of Overseas Pakistani Foundation (OPF) Card (if applicable)
  • Proof of NRP Status (scanned copy of POC, visa, entry/ exit stamps etc.)
  • Proof of profession and Source of Income/Funds (scanned copy of job certificate, tax return, rent agreement, salary slips etc.) Click Here
  • CRS form
  • FATCA form (if applicable)
  • W8ben form (if applicable) Click Here
  • W9 form (if applicable) Click Here
  • Zakat Declaration form (if applicable)

Asaan Islamic Roshan Digital Account


Alfalah Asaan Islamic Roshan Digital Account is a product variant of Islamic Roshan Digital Account, for primarily lower income segments of NRPs and non-resident POC holders.

Offering and Required Documentation

All features/ requirements of Islamic Roshan Digital Account apply on Alfalah Asaan Islamic Roshan Digital Account, however; with the exceptions of following:

  • Account shall be opened through a simplified onboarding process by obtaining original scanned CNIC/NICOP/POC. Scanned photocopies of passport and/or any other document (Iqama or contract) may also be acceptable.
  • Customer may open account without providing email address where the same is not available. However a declaration shall be provided by the customer that the provided mobile / cell number belongs to the customer and is in their use. Furthermore for using ALFA and Internet Banking Services, email shall be mandatory.
  • Up to a maximum of USD 5,000/- equivalent foreign inward remittances per month in Alfalah Asaan Islamic Roshan Digital Account shall be allowed.
  • Declaration/Undertaking from the customer for their profession and source of funds/income (Annexure – A) shall be required. This declaration needs to be digitally accepted.

Additional Information

  • Click here to view the Islamic Roshan Digital Account profit rates.
  • Customers may also be contacted online or through video call by Bank Alfalah’s representative for due diligence. The online verification session will be recorded for quality assurance purpose.
  • All taxes are applicable as per laws of Pakistan.
  • Islamic Roshan Digital Account (Foreign Currency & PKR Accounts) are exempted from Zakat.
  • Service Charges will apply as per prevailing Schedule of Charges
  • PKR Islamic Roshan Digital Account holders can also apply for Bank Alfalah Debit Card by calling at our 24/7 help line +92 21 111 225 226. Furthermore, contact our helpline for Debit Card activation, replacement and blocking.
  • Terms and conditions apply

For any further queries, be sure to check out our FAQs, email us at or contact us at our 24/7 dedicated helpline; +92 21 111 225 226