It’s never too early to start planning for the future. With the Tadbeer Multi-Purpose Savings Takaful Plan, you can save at your own pace, grow your wealth, and stay protected against unforeseen events.
Exclusively designed for Bank Alfalah customers, this Shari’ah-compliant plan by IGI Life – Window Takaful Operations gives you both peace of mind and financial confidence for the years ahead.
Features & Benefits
Savings + Protection: At maturity, receive your full Participant Investment Account (PIA) value; in case of untimely death, beneficiaries receive the sum covered plus cash value.
Example: If your annual contribution is PKR 100,000 with a 10x cover multiple, your sum cover will be PKR 1,000,000.
Flexible Coverage: Choose your preferred sum cover and contribution frequency — annual, semi-annual, or quarterly.
Expert Fund Management: Invest in Aggressive, Balanced, or Conservative strategies, Managed by professional fund managers to aim for competitive returns
Loyalty Bonus: 5% of Basic Regular Contribution at 10th year & every 10th year thereafter of Membership term.
Plan Highlights:
Eligible Age: 18 – 65 years
Minimum & Maximum Membership Term:10-57 years
Maximum Maturity Age 85 years
Minimum Annual Contribution: Rs. 25,000
Mode of Contribution: Annual, Semi-Annual and Quarterly
Top-Up Contribution: Minimum Rs. 100,000
Sum Covered Multiples: 5 – 100 (based on entry age)
Claims Process
To process a claim, please provide:
Claimant’s Statement (downloadable at IGI Life WTO claim forms)
Physician’s Statement (downloadable)
Original or attested Union Council Death Certificate
Hospital death certificate
Original Membership Document
Medical treatment history (if applicable)
CNIC copies of deceased & beneficiary
FIR/Police Report & Post-Mortem Report (in case of accident)
Submit claims to:
IGI Life – Window Takaful Operations
The Forum, 7th Floor, Suite No 701-713, Khayaban-e-Jami, Block 9, Clifton, Karachi 75600, Pakistan
Free Look Period
If you cancel within 14 working days of receiving your Participant’s Membership Document (PMD), you are entitled to a full refund of your contribution, less medical/clinical exam expenses.
Disclaimer
The IGI Life-WTO Tadbeer Multi-Purpose Savings Takaful Plan is underwritten by IGI Life – Window Takaful Operations. It is not guaranteed or covered by Bank Alfalah Limited or its affiliates.