Coverage LimitsCoverage Limits

Coverage Limits

Personal Accident Coverage:

  • Personal Accident Takaful cover for all Individual / Joint Accountholders of the bank in respect to Accidental Death up to the limit herein defined only.
Limits / Sum Covered Per Account Holder  
Group   Average Balance maintain in account in month preceding the date of incident   Claim Amount Limit  
A Rs.10,000 to Rs.499,999/-   Rs.500,000/-  
B Rs. 500,000/- & Above   Rs.1,000,000/-  

Cash Withdrawal & Personal Documents Coverage:

  • 24 hours coverage for all debit cardholders of the Bank against the risk of snatching/ armed hold up/ forced deprivation of cash and Personal Documents (CNIC, Passport & Driving License) whilst withdrawal or over the counter coverage from any of the Bank Al Falah Limited branch or 1-Link/M-net ATM of any bank up to the limit as under :
  • Cash withdrawal from ATM : Rs.25,000/-
  • Cash withdrawal from Counter : Rs.35,000/-
  • Personal Documents (CNIC, Passport & Driving License) : Rs.3,000/-
  • Coverage shall commence from the moment an individual account/card holder withdraws cash from any ATM and shall be valid up to 30 minutes or within the radius/area of 1.5 kilometers from such withdrawal, whichever occurs first.
  • Deduction if any will be as per policy.
  • The coverage applicable within the territorial limit of Pakistan excluding FATA.
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