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Coverage LimitsCoverage Limits

Coverage Limits

1. Worldwide Personal Accident (Accidental Death & Permanent Disability) Takaful Coverage:

  • Personal Accident Takaful cover for all Individual / Joint Accountholders of the bank in respect to Accidental Death & Permanent Disability Takaful up to the limit herein defined only.
  • In case of more than one account, the tier of claim will be applicable based on the highest maintained account balance in the preceding month.
Limits / Sum Covered Per Account Holder
Group Average Balance maintain in account in month preceding the date of incident Claim Amount Limit
A Rs.10,000 to Rs.249,999/- Rs.500,000/-
B Rs.250,000 to Rs.999,999/- Rs.1,000,000/-
C Rs.1,000,000 to Rs.2,999,999/- Rs.1,500,000/-
B Rs. 3,000,000/- and Above Rs.2,000,000/-

 

2. Household Comprehensive Takaful Coverage:

  • Household cover provides coverage against Fire & Lightning, Riot & Strike, Malicious Damage, Explosion, Impact Damage, Atmospheric Disturbance, Aircraft Damage, Burglary, Earthquake and Accidental Damage due to underground tank etc.
  • In case of more than one account, the tier of claim will be applicable based on the highest maintained account balance in the preceding month.
  • For Roshan Digital Accountholders, the household coverage is applicable only when the accountholder maintains/owns a house in Pakistan.
Limits / Sum Covered Per Account Holder
Group Average Balance maintain in account in month preceding the date of incident Claim Amount Limit
A Rs. 10,000 & Above Rs.50,000/-

 

3. FREE Virtual OPD Consultation via Salaam Application

  • All IBG Accountholders can avail Free OPD Consultancy from highly qualified doctors from 09:00 am to 10:00 pm.
  • Along with that IBG customers can avail multiple discount vouchers of Vouch365 and use multiple discounts on lab tests using Salaam application.
  • For login details, call 021 111 225 111.

4. Personal Documents Takaful Coverage:

  • Personal Documents (CNIC, Passport & Driving License) : Rs.10,000/-
  • Deduction if any will be as per policy.
  • The Wallet Coverage is only applicable within the territorial limits of Pakistan excluding FATA and PATA.