Financing facility available for Locally Manufactured Brand New Vehicles

Facility Amount:

• Minimum PKR 200,000/- and Maximum PKR 7,500,000/-

Security Deposit/Down Payment:

• Min 15% of Vehicle’s Value Up to Rs.6.0M Financing & Min 20% of Vehicle’s Value for Financing above Rs. 6.0M
• 0% SD against Lien Based Facility

Financing Tenor:

• 1 – 7 Years for all vehicles

Privilege Pofit Rates (Variable Rate):

• Standard Segment: 1 Year KIBOR* + 1.00%
• Lien Based Segment: SBP Floor Rate**+ 1.00%

*1 Year KIBOR Rate (Offer Side) on the 1st of the month will be used.
**”SBP Floor Rate” announced by State Bank of Pakistan, prevailing rate at the time of disbursement
will be applicable.

Eligibility criteria for Roshan Apni Car

• Must be Bank Alfalah Roshan Digital Account Holder.
• Local Nominee in Pakistan is mandatory.

Lien Based Financing:

• 100% lien shall be marked equivalent to finance amount on Islamic Roshan Digital Account or Islamic Naya Pakistan Certificate till the maturity of Facility.
• Minimum balance in Islamic Roshan Digital Account or investment in Islamic Naya Pakistan Certificate should be equivalent to finance amount.

Salaried:

• Minimum Age 21 Years to 65 Years at time of Facility maturity
• U$D 3,000/- per month or equivalent
• Currently employed, with a total employment experience of 06 months

Self Employed Businessmen / Professional:

• Minimum Age 21 to 70 years at time of Facility maturity
• U$D 4,000/- per month or equivalent
• Minimum 1 Years in current Business

*Documentation as per Segment

*If not provided at the time of Account Opening.

Terms & conditions apply