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Get the Dream Car for Your Family Members in Pakistan

  • Enjoy Privilege Profit Rates

  • Exclusive Takaful Rates with Value Added Features as low as 1.40%

  • Financing facility for Locally Manufactured Vehicles

  • Flexible Financing Limits

  • Preferred Delivery of Vehicle

Alfalah Roshan Apni Car for Roshan Digital Account Holders

Financing facility available for Locally Manufactured Brand New Vehicles

Facility Amount:

  • Minimum PKR 200,000/- and Maximum PKR 7,500,000/-

Security Deposit/Down Payment:

  • Min 15% of Vehicle’s Value Up to Rs.6.0M Financing & Min 20% of Vehicle’s Value for Financing above Rs. 6.0M
  • 0% SD against Lien Based Facility

Financing Tenor:

  • 1 – 7 Years for all vehicles

Privilege Pofit Rates (Variable Rate):

  • Standard Segment: 1 Year KIBOR* + 1.00%
  • Lien Based Segment: SBP Floor Rate**+ 1.00%

*1 Year KIBOR Rate (Offer Side) on the 1st of the month will be used.
**”SBP Floor Rate” announced by State Bank of Pakistan, prevailing rate at the time of disbursement
will be applicable.

Eligibility criteria for Roshan Apni Car

  • Must be Bank Alfalah Roshan Digital Account Holder.
  • Local Nominee in Pakistan is mandatory.

Lien Based Financing:

  • 100% lien shall be marked equivalent to finance amount on Islamic Roshan Digital Account or Islamic Naya Pakistan Certificate till the maturity of Facility.
  • Minimum balance in Islamic Roshan Digital Account or investment in Islamic Naya Pakistan Certificate should be equivalent to finance amount.

Salaried:

  • Minimum Age 21 Years to 65 Years at time of Facility maturity
  • U$D 3,000/- per month or equivalent
  • Currently employed, with a total employment experience of 06 months

Self Employed Businessmen / Professional:

  • Minimum Age 21 to 70 years at time of Facility maturity
  • U$D 4,000/- per month or equivalent
  • Minimum 1 Years in current Business

*Documentation as per Segment

Lien Based Segment:
  • Only Basic Documentation
Salaried Individuals:
  • Salary Slip / Salary Certificate
  • Bureau Report of Country of Residence
Self Employed Individuals / Professionals:
  • Tax Returns
  • Commercial Registration Certificate (where applicable)
  • 06 months Bank Statement or Income Verification Report
  • Account Maintenance Certificate
  • Bureau Report of Country of Residence
Remittance Based:
  • Remitter Job / Income Proof
  • Remitter Passport Copy
  • 6 months remittance slips / 6 months Bank Statement of Remittee

*If not provided at the time of Account Opening.

Terms & conditions apply

Company Name Standard Rates *Rates with Value Added Services
Takaful Rate without Tracking Device Takaful Rate With Tracking Device Takaful Rate without Tracking Device Takaful Rate With Tracking Device
AlFalah Takaful Company Limited 1.40% 1.99% 2.00% 2.50%
Adamjee Takaful 1.50% 1.99% 2.90% 3.50%
EFU General Takaful Ltd. 1.50% 1.99% 1.50% 1.99%
Values added Services*
AlFalah Takaful Company Limited
  • Accidental death cover upto Sum Insured of the Vehicle or of PKR 2.5 million whichever is less.
Adamjee Takaful
  • Accidental death cover upto Sum Insured of the Vehicle or of PKR 2.5 million whichever is less.
  • Health Takaful plan of 20% of Vehicle’s Sum Insured or PKR 500,000 whichever is less. (Applicable for Age limit not more than 60 years)
  • Online Unlimited Medical Consultancy.
  • Travel Takaful Plan upto USD 50,000 (Only applicable for Vehicle with sum insured above PKR. 2 Million).
EFU General Takaful Ltd.
  • Accidental death covers of PKR 2.5 million.
* Value added services shall be only applicable for the ‘Value Added Rates.’
* Value added Services shall only be applicable for Local Beneficiary / Co-Applicant.
*Terms and conditions apply.

Manufacturers Contact Details

Manufacturer Address Contact Number
Pak Suzuki Motor Company Limited DSU-13, Pakistan Steel Industrial Estate, Bin Qasim, Karachi +92-21 – 111789854
Indus Motor Company Limited Plot No. N.W.Z/P-1, Port Qasim Authority, Karachi, Pakistan. 92-21-34721100,
+92-21-111869682
Honda Atlas Cars Pakistan Limited Asia House, 19 – C & D, Block L,
Gulberg III, Main Ferozepur Road, Lahore
+92-42-35384671-80,+92-304-1118882
Al-Haj FAW Motors Main National Highway, Zulfiqarabad Karachi, Pakistan. +92-21-111092111, +92-21-32573251-3
Lucky Motor Corporation Limited 8th Floor, Al Tijarah Center, 32-1A, Block No.6, PECHS, Main Shahrah –e-Faisal, Karachi +92-21-111111542
Regal Automobile Industries Ltd. Office# 1502, 15th Floor, Emerald Tower, Near Do Talwar Clifton, Block-V, Karachi, Pakistan. +92-21-35863216
Ghandhara Industries Limited F-3, Hub Chauki Road, S.I.T.E., Karachi +92-111445111, 32560083-6, 32588708, Fax: 021-32560090, 32564458
Master Motor Corporation Limited (MMCL) Plot No. D-58 & D-59, N.W.I. Zone, Port Qasim, Karachi +92-21-34720101-06
Hyundai Nishat Motor (Private) Limited 1-B Aziz Avenue, Canal Road, Gulberg V, Lahore +92-42-111111466
United Motors (Pvt.) Ltd. 75-E Maulana Shaukat Ali Road, Block E Phase 1 Johar Town, Lahore, Punjab +92-300-4017980, +92-42-35201881-3, UAN: +92-42-111786221
MG JW Automobile Pakistan (Pvt) Limited 78-D/1, 8th Floor Aashiyana Shopping Centre, Main Boulevard, Gulberg Town, Lahore +92-42-111-111-664
Al Haj Automotive Sector 1-C Sector 1 C Mujahidabad, Karachi, Karachi City, Sindh 75800 +92-21-111776866
Manufacturer Priority Delivery by Manufacturer
Honda Atlas Priority delivery up to half of the actual tentative time of delivery as per Provisional Booking Order Form
KIA Priority delivery up to half of the actual tentative time of delivery as per Provisional Booking Order Form
Indus Motors Priority Delivery: Booking Month + 2 Months
Pak Suzuki Priority delivery up to half of the actual tentative time of delivery as per Provisional Booking Order Form
Hyundai Priority Delivery: Booking Month + 3 Months
The above mentioned delivery timelines are tentative and subject to change by the manufacturer.

ROSHAN APNI CAR CALCULATOR