Alfa Islamic Home Remittance AccountAlfa Islamic Home Remittance Account

Alfa Islamic Home Remittance Account

With Alfa Islamic HRA you can receive money from anywhere in the world using your mobile number as your Account Number. To sign up, download Alfa app and register for Alfa Islamic HRA or visit any Bank Alfalah Islamic branch or Bank Alfalah Agent with your CNIC.

You can use Alfa Islamic HRA to:

  • Withdraw cash via debit card
  • Withdraw cash from any of the Bank Alfalah Branches or Agent Network*
  • Receive Remittance via Bank Alfalah Agents
  • Pay your bills
  • Top up your mobile
  • Transfer funds
  • Make QR Payments
  • Receive Profit on Savings

You can use your Debit Card to:

  • Withdraw cash from any ATM in Pakistan
  • Shop at different merchants

Transaction Limits:

Fund Transfer Limit per Day Rs 100,000
Cash withdrawal Limit Per Month Rs 500,000
Cash withdrawal Limit per day (Branch) Rs 500,000
Cash Withdrawal Limit per day (Agent Network) Rs 50,000
Maximum Balance Limit Rs 1,500,000


Zakat Exemption :  Muslim

Please email your Zakat Affidavit/CZ-50 and a clear copy of your CNIC at for Zakat exemption. Until submission, Zakat shall be deducted as per Zakat and Ushr Ordinance.

Zakat Exemption :  Non-Muslim

Please email a clear scan copy of the front and back of your CNIC and declaration of being a Non-Muslim on a plain paper at Until submission, Zakat shall be deducted as per Zakat Ushr Ordinance.

*Debit card charges apply as per SOC

Download the Alfa Islamic App Now

Apply Now Or you can apply for Alfa Islamic Home Remittance Account at the branch.
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