How to earn OrbitsHow to earn Orbits

How to earn Orbits

You can earn Orbits, Bonus Orbits and Tier Bonus through the following products and services.

Products & Services

Current Accounts
Falah Islamic Current Account Falah Basic Banking Account Asaan Islamic Account
Saving Accounts
Alfalah Islamic Business Way Account Alfalah Islamic Business Way Payroll Account Falah Classic Savings Account Falah Mahana Amdani Account Falah Business Account Musharaka Saving Account Asaan Saving Account
Debit Cards
Classic Card Gold Card
Consumer Financing
Home Musharka Car Ijarah
Digital Banking
Internet Banking Alfa (Mobile App) SMS Alerts E-Statements ATMs
Bancatakaful
All bancatakaful products
Investment Products
All investment products

Orbits:

Every time you bank through any of the listed products or services you earn points called Orbits.

Bonus Orbits:

You get Bonus Orbits whenever you sign up for a new Alfalah product or service.

Tier Bonus:

The number of Bank Alfalah products you hold will allow you to earn a multiplier on your total monthly Orbit earning.

What are Tiers?

Alfalah Orbit Rewards programme has 4 tiers. Basic Tier, Orbit 3, Orbit 6 and Orbit 9. Once you’re a member you can move up tiers by signing up more products. Each tier multiplies your earned orbits in a month on a monthly basis.

Product Category Sub-Products Orbits Earn

Debit Cards

Classic 0.25 Orbits on every spend of Rs.50/-
Gold

Deposits

Current Account If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 5 Orbit Monthly Cap: 500 Orbits
Savings Account If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 5 Orbit Monthly Cap: 500 Orbits

Digital Banking

Internet Banking 25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
Alfa (Mobile App)
SMS Alerts
E-Statement
ATM

Debit Cards

Classic

0.25 Orbits on every spend of Rs.50/-

Gold

0.25 Orbits on every spend of Rs.50/-


Deposits

Current Account

If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 Orbits Monthly Cap: 500 Orbits

Savings Account

If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 5 Orbit Monthly Cap: 500 Orbits


Digital Banking

Internet Banking

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

Alfa (Mobile App)

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

SMS Alerts

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

E-Statement

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

ATM

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

Product Category Sub-Products Earn Orbits on Sign-up

Debit Cards
Classic 50 Orbits
Gold 100 Orbits

Deposits
Current Account 50 Orbits
Savings Account 50 Orbits

Consumer Financing
Home Musharka 1,000 Orbits
Car Ijarah 500 Orbits

Bancatakaful
Bancatakaful 500 Orbits

Digital Banking
Internet Banking 25 Orbits
Mobile App
SMS Alerts
E-Statement

Investment Products
Investment Products Rs.100k-2.99M – 500 Orbits
Rs.3M – 9.99M – 1,000 Orbits
Rs.10M+ – 2,500 Orbits

Debit Cards

Classic

50 Orbits

Gold

100 Orbits


Deposits

Current Account

50 Orbits

Savings Account

50 Orbits


Consumer Financing

Home Musharka

1,000 Orbits

Car Ijarah

500 Orbits


Bancatakaful

Bancatakaful

500 Orbits


Digital Banking

Internet Banking

25 Orbits

Mobile App

25 Orbits

SMS Alerts

25 Orbits

E-Statement

25 Orbits


Investment Products

Investment Products

Rs.100k-2.99M – 500 Orbits

Investment Products

Rs.3M – 9.99M – 1,000 Orbits

Investment Products

Rs.10M+ – 2,500 Orbits

Tier Eligibility Benefits
Any Bank Alfalah product or a current or savings account and less than 3 products As per the eligible product rules
Current or Savings Account + any 3 eligible products 25% of accumulated Orbits earned in a month
Current or Savings Account + any 6 eligible products 50% of accumulated Orbits earned in a month
Current or Savings Account + any 9 eligible products 100% of accumulated Orbits earned in a month

Eligibility

Any Bank Alfalah product or a current or savings account and less than 3 products

Benefits

As per the eligible product rules

Eligibility

Current or Savings Account + any 3 eligible products

Benefits

25% of accumulated Orbits earned in a month

Eligibility

Current or Savings Account + any 6 eligible products

Benefits

50% of accumulated Orbits earned in a month

Eligibility

Current or Savings Account + any 9 eligible products

Benefits

100% of accumulated Orbits earned in a month

In addition to the Orbits you earn on each product, you can earn a multiplier on the total number of Orbits earned depending on the number of products you hold with the bank. All you need is a current or savings account and a combination of 3, 6 or 9 products to earn a bonus of 25%, 50% or 100% of the total Orbits earned during a month.

Tier bonus awards and downgrades are added at the start of each month.

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