You can earn Orbits, Bonus Orbits and Tier Bonus through the following products and services.
How to earn Orbits
Products & Services
Current Accounts
Falah Islamic Current Account Falah Basic Banking Account Asaan Islamic Account
Saving Accounts
Alfalah Islamic Business Way Account Alfalah Islamic Business Way Payroll Account Falah Classic Savings Account Falah Mahana Amdani Account Falah Business Account Musharaka Saving Account Asaan Saving Account
Debit Cards
Classic Card Gold Card
Consumer Financing
Home Musharka Car Ijarah
Digital Banking
Internet Banking Alfa (Mobile App) SMS Alerts E-Statements ATMs
Bancatakaful
All bancatakaful products
Investment Products
All investment products
Orbits:
Every time you bank through any of the listed products or services you earn points called Orbits.
Bonus Orbits:
You get Bonus Orbits whenever you sign up for a new Alfalah product or service.
Tier Bonus:
The number of Bank Alfalah products you hold will allow you to earn a multiplier on your total monthly Orbit earning.
What are Tiers?
Alfalah Orbit Rewards programme has 4 tiers. Basic Tier, Orbit 3, Orbit 6 and Orbit 9. Once you’re a member you can move up tiers by signing up more products. Each tier multiplies your earned orbits in a month on a monthly basis.
| Product Category | Sub-Products | Orbits Earn | |
|---|---|---|---|
Debit Cards |
Classic | 0.25 Orbits on every spend of Rs.50/- | |
| Gold | |||
Deposits |
Current Account | If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 5 Orbit Monthly Cap: 500 Orbits | |
| Savings Account | If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 5 Orbit Monthly Cap: 500 Orbits | ||
Digital Banking |
Internet Banking | 25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month | |
| Alfa (Mobile App) | |||
| SMS Alerts | |||
| E-Statement | |||
| ATM |
Debit Cards
Classic
0.25 Orbits on every spend of Rs.50/-
Gold
0.25 Orbits on every spend of Rs.50/-
Deposits
Current Account
If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 Orbits Monthly Cap: 500 Orbits
Savings Account
If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 5 Orbit Monthly Cap: 500 Orbits
Digital Banking
Internet Banking
25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
Alfa (Mobile App)
25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
SMS Alerts
25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
E-Statement
25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
ATM
25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
| Product Category | Sub-Products | Earn Orbits on Sign-up | |
|---|---|---|---|
Debit Cards |
Classic | 50 Orbits | |
| Gold | 100 Orbits | ||
Deposits |
Current Account | 50 Orbits | |
| Savings Account | 50 Orbits | ||
 Consumer Financing |
Home Musharka | 1,000 Orbits | |
| Car Ijarah | 500 Orbits | ||
 Bancatakaful |
Bancatakaful | 500 Orbits | |
Digital Banking |
Internet Banking | 25 Orbits | |
| Mobile App | |||
| SMS Alerts | |||
| E-Statement | |||
 Investment Products |
Investment Products | Rs.100k-2.99M – 500 Orbits | |
| Rs.3M – 9.99M – 1,000 Orbits | |||
| Rs.10M+ – 2,500 Orbits |
Debit Cards
Classic
50 Orbits
Gold
100 Orbits
Deposits
Current Account
50 Orbits
Savings Account
50 Orbits
Consumer Financing
Home Musharka
1,000 Orbits
Car Ijarah
500 Orbits
Bancatakaful
Bancatakaful
500 Orbits
Digital Banking
Internet Banking
25 Orbits
Mobile App
25 Orbits
SMS Alerts
25 Orbits
E-Statement
25 Orbits
Investment Products
Investment Products
Rs.100k-2.99M – 500 Orbits
Investment Products
Rs.3M – 9.99M – 1,000 Orbits
Investment Products
Rs.10M+ – 2,500 Orbits
| Tier | Eligibility | Benefits |
|---|---|---|
 |
Any Bank Alfalah product or a current or savings account and less than 3 products | As per the eligible product rules |
 |
Current or Savings Account + any 3 eligible products | 25% of accumulated Orbits earned in a month |
 |
Current or Savings Account + any 6 eligible products | 50% of accumulated Orbits earned in a month |
 |
Current or Savings Account + any 9 eligible products | 100% of accumulated Orbits earned in a month |
Eligibility
Any Bank Alfalah product or a current or savings account and less than 3 products
Benefits
As per the eligible product rules
Eligibility
Current or Savings Account + any 3 eligible products
Benefits
25% of accumulated Orbits earned in a month
Eligibility
Current or Savings Account + any 6 eligible products
Benefits
50% of accumulated Orbits earned in a month
Eligibility
Current or Savings Account + any 9 eligible products
Benefits
100% of accumulated Orbits earned in a month
In addition to the Orbits you earn on each product, you can earn a multiplier on the total number of Orbits earned depending on the number of products you hold with the bank. All you need is a current or savings account and a combination of 3, 6 or 9 products to earn a bonus of 25%, 50% or 100% of the total Orbits earned during a month.
Tier bonus awards and downgrades are added at the start of each month.
