Alfalah Ghar AsaanAlfalah Ghar Asaan

Alfalah Ghar Asaan

Salient Features

Description Revised Guidelines
Category I Category II Category III
Age of Housing Units Newly constructed housing units during last one year from the date of application No requirements till March 31, 2023.
Size of  Housing Unit (a) House upto 125 square yards (5 Marla) with maximum covered area of 850 square feet
(b) Flat/apartment with maximum covered area of 850 square feet
(a) House upto 125 square yards (5 Marla)
(b) flat/apartment with maximum covered area of 1,250 square feet
(a) House upto 250 square yards (10 Marla)
(b) flat/apartment with maximum covered area of 2,000 square feet.
Covered Area For Houses up to 850 sq. ft No Limitation No Limitation
Covered Area For Apartments up to 850 sq. ft up to 1,250 sq. ft up to 2,000 sq. ft
Maximum Price of Housing Unit PKR 3,500,000 No Limitation No Limitation
Maximum Financing Limit PKR 2,700,000 PKR 6,000,000 PKR 10,000,000
Financing Tenor Minimum 5 years and maximum 20 years Financing tenor, depending upon choice of customers.
Subsidized Profit Rate  First 5 years = 3% p.a.
Next 5 years = 5% p.a.
For period exceeding
10 years = KIBOR + 2.5%
First 5 years = 5% p.a.
Next 5 years = 7% p.a.
For period exceeding
10 years = KIBOR + 4% (spread may vary)
First 5 years = 7% p.a.
Next 5 years = 9% p.a.
For period exceeding
10 years = KIBOR + 4%
(spread may vary)

* Only NAPHDA (Naya Pakistan Housing & Development Authority) projects

Frequently Asked Questions Profit Subsidy Scheme for Housing Finance