Islamic Roshan Digital Account (for NRPs)Islamic Roshan Digital Account (for NRPs)

Islamic Roshan Digital Account (for NRPs)

Bank Alfalah Islamic offers Islamic Roshan Digital Account to Non-Resident Pakistanis (NRPs) residing across the world. Overseas Pakistanis can open a Foreign Currency (FCY) or PKR based NRP account which gives them unmatched convenience through a simple, secure and completely digitized process to avail a host of benefits, paving way for a progressive Pakistan.

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For further information on Roshan Digital Account from State Bank of Pakistan, please visit or email at

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  • Offered in multiple currencies; PKR, USD, CAD, GBP, Euro, AED and SAR
  • No minimum balance requirement
  • Account can be fed by Foreign Inward Remittances only originating from the account holder himself/herself through Home remittances or SWIFT, in any currency.
  • Multiple investment opportunities: Islamic Naya Pakistan Certificates, Access to Stock Market, Real estate, etc.
  • Easy repatriation of funds
  • Free Debit Card (for PKR accounts only)
  • Free SMS alerts
  • Funds Transfer Facility
  • Utility Bill Payment
  • 24/7 Internet Banking
  • Free E-Statements
  • Free first cheque book

Eligibility Criteria

Product will be offered to individuals above the age of 18, who are:

  • Non-Resident Pakistanis
  • Foreign Nationals having Pakistan Origin Card (POC);
  • Employees or officials of the Federal Government or a Provincial Government posted abroad
  • Resident individuals having declared their assets held abroad, as per wealth statement declared in the latest tax return with the Federal Board of Revenue (FBR). (For FCY Roshan Digital account only)

Required Documents

To process your application, the following supporting documents will be required:

  • Scanned Copy of Your NICOP/POC or Scanned Copy of Your CNIC/SNIC and Passport (first 2 pages along with entry/exit stamp pages to establish identity with NRP status)
  • Live photo
  • Signature (scanned on white page)
  • Scanned copies of Overseas Pakistani Foundation (OPF) Card (if applicable)
  • Proof of profession and Source of Income/Funds (scanned copy of job certificate, tax return, rent agreement, salary slips etc.)
  • CRS form
  • FATCA form (if applicable)
  • W8ben form (if applicable)
  • W9 form (if applicable)
  • Zakat Declaration form (if applicable)

Additional Information

  • Customers may also be contacted online or through video call by Bank Alfalah’s representative for due diligence. The online verification session will be recorded for quality assurance purpose.
  • All taxes are applicable as per laws of Pakistan.
  • Islamic Roshan Digital Account (Foreign Currency & PKR Accounts) are exempted from Zakat.
  • Service Charges will apply as per prevailing Schedule of Charges
  • PKR Roshan Digital accountholders can also apply for Bank Alfalah Debit Card by calling at our 24/7 help line +92 21 111 225 226. Furthermore, contact our helpline for Debit Card activation, replacement and blocking.
  • Terms and conditions apply

For any further queries, be sure to check out our FAQs, email us at or contact us at our 24/7 dedicated helpline; +92 21 111 225 226