Welcome to the first Shariah Compliant BNPL

With first ever shariah compliant Buy Now Pay Later, you can now smartly purchase your favorite products from AlfaMall or any other Bank Alfalah online merchants (APG merchants) and pay in easy instalments over time at your own pace.
Key Feature

  • Shariah Compliant and Riba-free installment
  • Fast and convenient processing of financing facility 
  • Maximum limit of up to PKR 750K based on eligibility criteria
  • 4, 6 and 10 months tenure is available
  • 0% processing fee
  • 3 years’ limit validity or card expiry whichever comes first

How to Avail ALFA BNPL?

Shop your favorite product at AlfaMall (Other bank’s Credit Card) or from any other Bank Alfalah online merchant and proceed with Alfa BNPL option at merchant checkout page.

Proceed with Alfa BNPL option at merchant checkout page. Provide CNIC and credit card details, choose payment plan as per convenience, and provide the required details.

Alfa BNPL limit will be assigned digitally with validity of 3 years or credit card expiry, whichever comes first.

* Please note first installment is deducted upfront from your credit card and remaining instalments will be auto deducted based on repayment schedule.

Login on Alfa app as a Guest user, using your mobile number or by visiting again on the BNPL journey to easily track:

  • Total Assigned Limit
  • Remaining Limit
  • Utilized Limit
  • Expiry Date
  • Details of Orders
  • Repayment schedules

Benefits of Alfa BNPL:

With Alfa BNPL you can enjoy attractive features:


Riba free

Riba free instalment plan to ease your payments


No blockage of credit card limit, separate Alfa BNPL limit assigned


Up front disclosure of total amount to be paid with no hidden charges


Repayment schedule that works for you

Shop everything you desire!

Get top-notch products via AlfaMall/Online merchants and pay overtime in monthly installments. You’ll see us at the checkout!

Here’s how to use Alfa BNPL

To learn more about steps to follow: click here

Need Help?

We are here to assist you right away! Simply contact the Bank Alfalah Call Center at 111 -225 -111 for more information (query) or for registering a complaint or email us at

Frequently Asked Questions Read Questions & Answers related to this page.