The contributions are inclusive of all applicable taxes, bank commission, duties etc. Any change in the tax structure or commission will affect the contribution accordingly.

• Any kinds of errors in Transactions Recording System
• Debiting of participant’s account by amounts in excess of or less than the actual transaction amount
• Debiting the account by an amount in excess of the allocated card limit allocated by the bank/ financial institution/ account balance
• No cover for any kind of cyber fraud/ liability/ crime related and similar losses
• No cover given for losses which were already known to the participant before the issuance date of this PMD
• No coverage for spoofing where participant innocently or knowingly provide confidential bank information
• No cover for any mysterious transaction whose cause of loss cannot be ascertained and determined
• Any loss not discovered and intimated during the PMD period
• Any kind of fraud committed by the participant himself/ herself whether alone or in collusion with anyone
• Any loss resulting directly or indirectly by participant’s sharing the personal information including but not limited to OTP (One-time password), personal account and/ or card details etc. consciously or unconsciously or while under any threat or duress
• War, SRCC, terrorism and political risk exclusion, nuclear risks exclusion, communication / infectious disease, Sanction Limitation Exclusion and Money Laundering exclusion