You need the IGI Life Mukhlis Takaful Plan to ensure that you have sufficient financial support in case of hospitalization or any unforeseen medical emergency.
FAQ’s – IGI Life Mukhlis Takaful Plan
IGI Life Mukhlis Takaful protects you from unexpected, high medical costs. You pay less for covered in-network health care, even before you meet your deductible. You get Staff and/or Doctor available on call 24 hours for referrals and Up to 30% discount in selected labs and Pharmacy.
Upon Contribution deduction, you will get the Membership card, Coverage Certificate in your mailing address
In case of hospitalization, you can select any of the Approved Hospitals to obtain quality medical care without having to pay out of pocket. You can avail the credit facility arranged by IGI Life WTO through a simple Pre-authorization procedure and IGI Life WTO will settle your bills directly with the hospital as per your entitlement. This relieves you from the financial distress and you can concentrate on the recovery process.
You will not receive anything as this is not investment linked product. The only benefit you gain in case of hospitalization.
Yes, this product is available only for individuals aged 18 to 59 years, and coverage can be continued until your 60th birthday. After turning 60, individual cannot opt for this plan.
FLP is a period during which you can cancel your Membership and get the full refund, it’s start from Contribution deduction and FLP period of this product is 14 days.
Yes, you can only avail this product for one year.
The Contribution term is 1 year
No, you cannot opt through your Credit Card/Orbit/Wallet.
No, you cannot opt this product for Spouse, children or Parents.
No, you can only opt 1 Membership on one CNIC.
IGI Life – Window Takaful Operation will provide you the Membership document within 02 working days via SMS from your Contribution deduction.
Policy can be cancelled within freelook period. You may simply call at our helpline and request and your contribution will be reversed within 5 -7 working days
Yes, the plan provides Emergency Accidental Dental Treatment covered up to 6 months (covered within hospitalization limit)
You can cancel the Membership after free look period passed but no Contribution will be refunded.
GOD Forbidden, if you hospitalised the bills are settled directly with the panel hospitals. No Claims processing required. Moreover, in case of Non-Network hospital the initial treat has to be borne by you. IGI Life will reimburse these expenses on submission of the original bills, subject to reasonable charges.
IGI Life has developed a network of around 250+ carefully selected hospitals spread across the country. A hospital panel list shall be provided to you along with the membership document at the time of opting of this plan.
Yes, in case of an emergency, the initial treat has to be borne by you. IGI Life will reimburse these expenses on submission of the original bills, subject to reasonable charges that would have been incurred at a comparable network hospital for a similar treatment.
