How to earn OrbitsHow to earn Orbits

How to earn Orbits

You can earn Orbits, Bonus Orbits and Tier Bonus through the following products and services.

Products & Services

Current Accounts
Premier Current Account
Saving Accounts
Premier Saving Account
Debit Cards
Premier Visa Signature
Credit Cards
Premier Platinum Card
Loans
Auto Loan
Home Loan
Digital Banking
Internet Banking
Alfa (Mobile App)
SMS Alerts
E-Statements
ATMs
Bancassurance
All bancassurance products
Investment Products
All investment products

Orbits:

Every time you bank through any of the listed products or services you earn points called Orbits.

Bonus Orbits:

You get Bonus Orbits whenever you sign up for a new Alfalah product or service.

Tier Bonus:

The number of Bank Alfalah products you hold will allow you to earn a multiplier on your total monthly Orbit earning.

What are Tiers?

Alfalah Orbit Rewards programme has 4 tiers. Basic Tier, Orbit 3, Orbit 6 and Orbit 9. Once you’re a member you can move up tiers by signing up more products. Each tier multiplies your earned orbits in a month on a monthly basis.

Product Category Sub-Products Orbits Earn

Credit Cards
Premier Platinum 0.40 Orbits on domestic spend of Rs.50/– 0.50 Orbits on every international spend of Rs.50/-

Debit Cards
Premier Visa Signature 0.40 Orbits on every spend of Rs.100/-

Deposits
Premier Current Account If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 Orbits Monthly Cap: 750 Orbits
Premier Savings Account If month end balance is greater than previous month end balance, every credit of 25K and above in the account will get you 1 Orbit Monthly Cap: 500 Orbits

Digital Banking

Internet Banking 25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
Alfa (Mobile App)
SMS Alerts
E-Statement
ATM

Credit Cards

Premier Platinum

0.40 Orbits on domestic spend of Rs.50/– 0.50 Orbits on every international spend of Rs.50/-


Debit Cards

Premier Visa Signature

0.40 Orbits on every spend of Rs.100/-


Deposits

Premier Current Account

If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 Orbits Monthly Cap: 750 Orbits

Premier Savings Account

If month end balance is greater than previous month end balance, every credit of 25K and above in the account will get you 1 Orbit Monthly Cap: 500 Orbits


Digital Banking

Internet Banking

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

Alfa (Mobile App)

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

SMS Alerts

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

E-Statement

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

ATM

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

Product Category Sub-Products Earn Orbits on Sign-up

Credit Cards
Premier Platinum 1,000 Orbits

Debit Cards
Premier Visa Signature 400 Orbits

Deposits
Premier Current Account 100 Orbits
Premier Savings Account 100 Orbits

Loans Products
Home Loan 1,000 Orbits
Auto Loan 500 Orbits

Bancassurance
Bancassurance 500 Orbits

Digital Banking
Internet Banking 25 Orbits
Mobile App
SMS Alerts
E-Statement

Investment Products
Investment Products Rs.100k-2.99M – 500 Orbits
Rs.3M – 9.99M – 1,000 Orbits
Rs.10M+ – 2,500 Orbits

Credit Cards

Premier Platinum

1,000 Orbits


Debit Cards

Premier Visa Signature

400 Orbits


Deposits

Premier Current Account

100 Orbits

Premier Savings Account

100 Orbits


Loans Products

Home Loan

1,000 Orbits

Auto Loan

500 Orbits


Bancassurance

Bancassurance

500 Orbits


Digital Banking

Internet Banking

25 Orbits

Mobile App

25 Orbits

SMS Alerts

25 Orbits

E-Statement

25 Orbits


Investment Products

Investment Products

Rs.100k-2.99M – 500 Orbits

Investment Products

Rs.3M – 9.99M – 1,000 Orbits

Investment Products

Rs.10M+ – 2,500 Orbits

Tier Eligibility Benefits
Any Bank Alfalah product except current or savings account or a current or savings account and less than 3 products As per the eligible product rules
Current or Savings Account + any 3 eligible products 25% of accumulated Orbits earned in a month
Current or Savings Account + any 6 eligible products 50% of accumulated Orbits earned in a month
Current or Savings Account + any 9 eligible products 100% of accumulated Orbits earned in a month

Eligibility

Any Bank Alfalah product except current or savings account or a current or savings account and less than 3 products

Benefits

As per the eligible product rules

Eligibility

Current or Savings Account + any 3 eligible products

Benefits

25% of accumulated Orbits earned in a month

Eligibility

Current or Savings Account + any 6 eligible products

Benefits

50% of accumulated Orbits earned in a month

Eligibility

Current or Savings Account + any 9 eligible products

Benefits

100% of accumulated Orbits earned in a month

In addition to the Orbits you earn on each product, you can earn a multiplier on the total number of Orbits earned depending on the number of products you hold with the bank. All you need is a current or savings account and a combination of 3, 6 or 9 products to earn a bonus of 25%, 50% or 100% of the total Orbits earned during a month.

Tier bonus awards and downgrades are added at the start of each month.

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