Nighaban Insurance PlanNighaban Insurance Plan

Nighaban Insurance Plan

Celebrate good times, while being prepared for life’s uncertainties.

With Nighaban Insurance Plan, you can enjoy complete protection against Accidental Death, Permanent Disability, Accidental Medical Expenses, ATM Theft, Fraudulent Transactions, Mobile Snatching, Home Burglary and Loss of Identity Documents. It’s a better way to be planned for the unforeseen.

Bank Alfalah Limited in partnership with Alfalah Insurance Company Limited offers Nighaban Insurance Plan.

Features and Benefits

Cover Bronze Silver Gold Platinum
Accidental Death + Permanent Disability 500,000 1,000,000 1,500,000 1,750,000
ATM Cash withdrawal 100,000 200,000 200,000 200,000
Fraudulent Transaction 50,000 75,000 100,000 100,000
Accidental Medical Expenses 10,000 15,000 20,000 20,000
Loss of Identity Documents
(e.g: CNIC, Passport, Driving License etc.)
10,000 20,000 20,000 20,000
Wallet Replacement 3,000 6,000 6,000 7,500
Burglary at Card Holder’s Home 35,000 70,000 70,000 75,000
Mobile Snatching 30,000 45,000
Card Re-Issuance Cost 3,000 6,000 6,000 6,000

Payment Frequency

Below are the premiums as per product variant.

Product Variant Premium
Bronze 5,000
Gold 10,000
Silver 15,000
Gold 20,000

You can choose any one of the plan types that best suits your requirement.

Note: For a better understanding in making your selection according to your insurance needs, you may contact representatives at your nearest Bank Alfalah Limited branch.


The plan is available to all Bank Alfalah Limited customers between 18-60 years of age.

Term of Plan

Nighaban Insurance plan is yearly renewable wallet plan. The policy term of this plan is 1 year.

Claim Processing:

Processing a Claim has never been so simple:
Step 1: Call and inform Alfalah Insurance (042) 111 786 234 within 24 hours of the insured event.
Step 2: Inform Police about the incident and get a FIR.
Step 3: Provide the required documents to Alfalah Insurance Company Limited at 5-Saint Mary Park, Gulberg III, Lahore.


The product is underwritten by Alfalah Insurance Company Limited. It is not guaranteed or insured by Bank Alfalah Limited or its affiliates.

Click here for more details

Apply Now Or you can apply for Nighaban Insurance Plan at the branch.