Eligibility CriteriaEligibility Criteria

Eligibility Criteria

  • Pakistani National Identity Card Holder
  • Salaried Individuals:
    • Minimum Salary PKR 25,000/-


    • Minimum 21 years to 65 years at the time of loan maturity(Private Sector Employees)
    • Minimum 21 years to 60 years at the time of loan maturity(Government Sector Employees)
  • Self Employed/Others:
    • Minimum Income :PKR 50,000/- per month (Assessed on Bank Statement or Documentary Evidence)


    • Minimum 1 year in current business.
    • Minimum 21 to 70 years at time of loan maturity
  • Salaried Individuals including Government/Semi Government employees and Employees of Armed Forces
  • Professionals (Chartered Accountants, Consultants, Doctors, etc.)
  • Self Employed Individuals, Proprietorships, Partners, Family Business
  • Landlords, Housewives & Retired Individuals with consistent Rental Income/Foreign Remittances.
  • You should have income from any of the following sources:
    • Employment (Permanent/Contractual)
    • Business (Partnership/Proprietorship)
    • Rental Income
    • Agricultural Income
    • Remittances from Abroad
    • Co-Borrower’s Income (Co-Borrower Case)