3-D Secure is the leading technology aimed at improving online transaction security. It is supported by Visa, MasterCard and American Express.
3-D Secure ensures safe internet transactions through requiring a 6 digit code, from the customer, provided to by SMS or e-Mail. With this service, when you use your Bank Alfalah Credit and Debit Cards on websites that have incorporated the “Verified by Visa”, “American Express SafeKey” or “MasterCard SecureCode” sign, you will receive a One-Time Password (OTP) by SMS or e-Mail on entering the required password will your transaction be processed.
The objective is to provide a safe, secure and seamless online payment experience and ensuring the integrity of the payment process and all parties involved i.e. Card Issuer, Merchant and Customer.