Tr?id=668004583344787&ev=pageview &noscript=1
Hi, I am here to assist you!
Islamic Banca Pic 3ptyda0

Overview

Islamic Roshan Digital Asaan current account is designed for the lower-income segment of non-resident Pakistanis (NRPs) with simplify account opening process with minimal documentation required

The Islamic Roshan Digital Asaan Account offers Non-Resident Pakistanis (NRPs) a convenient way to open a bank account digitally with minimal documentation. It is designed to make banking simple, accessible, and fully Shariah-compliant.

With this account, NRPs can send remittances securely and invest in financial products such as the Naya Pakistan Certificate, which provides competitive returns. The account also supports investments in government securities through the Central Depository Company (CDC), real estate, and other ventures authorised by the State Bank of Pakistan.

The Islamic Roshan Digital Asaan Account serves as a reliable financial solution that enables NRPs to contribute to Pakistan’s economic growth while benefiting from safe and rewarding opportunities.

Features & Offerings

Easy Account Opening

Open your account with minimal documentation — no salary slip, income proof, or email address required.

Flexible Account Types

Choose between a Foreign Currency Value Account or an NRP Rupee Value Account based on your needs.

Monthly Remittance Allowance

Send and receive up to USD 5,000 equivalent in foreign inward remittances per month.

Investment Access

Invest easily in Naya Pakistan Certificates, Roshan Equity Investments, and Alfa Digital Term Deposits.

No Minimum Balance

Maintain your account with zero minimum balance requirements.

Free Banking Essentials

Enjoy a free debit card (PKR only), your first cheque book, and free e-statements.

Quick Digital Banking

Access 24/7 banking through the Alfa App and Internet Banking — transfer funds, pay bills, and shop online.

Fully Repatriable Funds

Transfer your money abroad freely with no restrictions.

Eligibility & Documents

Documents Required to Open an Account

To process your application, please provide the following:

Proof of Identity

  • Scanned copy of your NICOP/POC, or
  • Scanned copy of your CNIC/SNIC and Passport (first two pages plus entry/exit stamp pages to confirm NRP status).

Proof of Non-Resident Status

  • Scanned copy of Resident Permit, Valid Iqama, Valid Visa, or another Nationality Passport.

Declaration Form

  • A simple declaration covering your source of income, mobile number ownership, and Asaan account.

Live Photo

  • A digital photo taken through a webcam.

Signature

  • Scanned signature on a white page.

Download Documents

  1. CRS Form
  2. FATCA Form (if applicable)
  3. W8BEN Form (if applicable)
  4. W9 Form (if applicable)
  5. FAQs

How To Open

Account Opening Process

Start your journey by clicking the "Open an Account" button and filling out our Online Digital Form.

For any assistance during the account opening process, please connect with us through our LIVE chat or email us at RDA@bankalfalah.com. A Bank Alfalah representative will guide you through every step.

Or, if you have already started your Roshan Digital Account opening process, you can resume your application by clicking below.