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Overview

The Islamic Roshan Digital Asaan Savings Account offers Non-Resident Pakistanis (NRPs) a simple and convenient way to open a bank account digitally with minimal documentation. It is designed to make banking accessible and fully Shariah-compliant.

With this account, NRPs can send remittances securely and invest in Islamic financial products such as the Naya Pakistan Certificate, which provides competitive returns. The account also supports investments in government securities through the Central Depository Company (CDC), real estate, and other ventures authorised by the State Bank of Pakistan.

The Islamic Roshan Digital Asaan Savings Account serves as a comprehensive financial solution that enables NRPs to contribute to Pakistan’s economic growth while enjoying safe and rewarding investment opportunities.

Features & Offerings

Easy Account Opening

Open your account with minimal documents. No salary slip, income proof, or email address is required.

Flexible Account Types

Choose between a Foreign Currency Value Account or an NRP Rupee Value Account.

Monthly Remittance Allowance

Receive up to USD 5,000 equivalent in foreign inward remittances each month.

Investment Access

Invest in Islamic Naya Pakistan Certificates, Roshan Equity Investments, and Alfa Digital Term Deposits.

No Minimum Balance

Open and maintain your account without any deposit requirement.

Free Banking Essentials

Enjoy a free debit card (PKR only), first cheque book, and e-statements.

Fully Repatriable Funds

Transfer your funds abroad freely without restrictions.

Quick Digital Banking

Access 24/7 banking through the Alfa App and Internet Banking for transfers, bill payments, and online shopping.

Eligibility & Documents

Documents Required to Open an Account

To process your application, please provide the following:

Proof of Identity

  • Scanned copy of your NICOP/POC, or
  • Scanned copy of your CNIC/SNIC and Passport (first two pages plus entry/exit stamp pages to confirm NRP status).

Proof of Non-Resident Status

  • Scanned copy of Resident Permit, Valid Iqama, Valid Visa, or another Nationality Passport.

Declaration Form

  • A declaration covering your source of income, mobile number ownership, and Asaan account.

Live Photo

  • A digital photo taken through a webcam.

Signature

  • Scanned signature on a white page.

Download Documents

  1. CRS Form
  2. FATCA Form (if applicable)
  3. W8BEN Form (if applicable)
  4. W9 Form (if applicable)
  5. FAQs

How To Open

Account Opening Process

Start your journey by clicking the "Open an Account" button and filling out our Online Digital Form.

For any assistance during the account opening process, please connect with us through our LIVE chat or email us at RDA@bankalfalah.com. A Bank Alfalah representative will guide you through every step.

Or, if you have already started your Roshan Digital Account opening process, you can resume your application by clicking below.