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Overview

The Roshan Digital NRVA Savings Account gives Non-Resident Pakistanis (NRPs) a convenient way to save and invest through a secure digital platform.

This account allows you to remit funds and invest in Shariah-compliant financial products, including the Islamic Naya Pakistan Certificate with competitive returns. It also offers monthly profit payments, giving you regular income while keeping your savings safe.

With this account, you can invest in government securities through the Central Depository Company (CDC), real estate, and other ventures approved by the State Bank of Pakistan.

The Roshan Digital NRVA Savings Account is a complete financial solution that enables NRPs to support Pakistan’s economic growth while benefiting from secure and rewarding investment opportunities.

Features & Offerings

Shariah-Compliant Profit

Earn monthly profit on your savings through Shariah-compliant investments.

Investment Opportunities

Invest in Naya Pakistan Certificates, Roshan Equity Investments, and Alfa Digital Term Deposits.

No Minimum Balance

Open and maintain your account without any deposit requirement.

Multi-Currency Accounts

Choose PKR or open accounts in USD, GBP, EUR, SAR, AED, CAD, or AUD.

Free Banking Essentials

Receive a free debit card (PKR only), first cheque book, and e-statements.

Fully Repatriable Funds

Transfer your money abroad freely without restrictions.

Quick Digital Banking

Access 24/7 banking with Alfa App and Internet Banking for transfers, bill payments, and online shopping.

Exclusive for Non-Residents

Designed only for Non-Resident Pakistanis to make cross-border banking simple and secure.

Eligibility & Documents

Documents Required to Open an Account

To process your application, please provide the following:

Proof of Identity

  • Scanned copy of your NICOP/POC, or
  • Scanned copy of your CNIC/SNIC and Passport (first two pages plus entry/exit stamp pages to confirm NRP status).

Proof of Non-Resident Status

  • Scanned copy of Resident Permit, Valid Iqama, Valid Visa, or another Nationality Passport.

Proof of Profession and Source of Income

  • Salary slip or salary certificate.
  • Recent tax return (not older than 3 months).
  • Rent agreement.
  • Income letter on company letterhead (if self-employed or a business owner).

Live Photo

  • A digital photo taken through a webcam.

Signature

  • Scanned signature on a white page.

Download Documents

  1. CRS Form
  2. FATCA Form (if applicable)
  3. W8BEN Form (if applicable)
  4. W9 Form (if applicable)
  5. FAQs

How To Open

Account Opening Process

Click the "Open an Account" button and complete the Digital Form.

For any assistance during the account opening process, please contact us through our LIVE chat support or email us at RDA@bankalfalah.com or contactus@bankalfalah.com. A Bank Alfalah representative will get in touch with you to guide you through the process.

Open An Account

Or, if you have already started your Roshan Digital Account opening process, you can resume your application by clicking below.

Resume Application