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Bank Alfalah Ultra Cashback Card

The spend categories that you can choose from are:

Supermarket
Clothing
Fuel
Hotel
Airline
Hospital

And that’s not all. Ultra gives you the convenience to change the categories any time you like, for example, if in a given month you are getting Cashback on Supermarket and Fuel, in the following month you can replace them with Airline and Clothing.

Ultra provides you with the flexibility to tailor your card, making it just right for you.

Enjoy the Ultra experience!

Alliances and Partnerships

Bank Alfalah Ultra Cashback Card comes packed with a 100+ dining and lifestyle partner discounts.

Balance Transfer Facility

Select Balance Transfer Facility for an easy and convenient way to settle payments on all your existing Credit Cards in Pakistan.

Global Acceptability

Your Bank Alfalah Ultra Cashback Card (VISA) is accepted at 2.3Mn ATMs and millions of merchants in more than 200 countries and territories worldwide.

Cash Withdrawal Facility

You can withdraw up to 50% of your Bank Alfalah Ultra Cashback Card’s limit as cash, through 3,400 1Link ATMs in Pakistan and 2.3Mn ATMs worldwide.

Revolving Credit Facility

Pay only the minimum payment instead of your monthly outstanding balance by the payment due date.

Supplementary Cards

Issue up to 6 free Supplementary Cards on your Bank Alfalah Ultra Cashback Card (VISA) for family, staff or anyone of your choice.

24-hour Bank Alfalah Contact Centre

Get in touch at any time with our 24-hour Bank Alfalah Contact Centre.

Zero Loss Liability

Enjoy zero loss liability on all fraudulent transactions on your Bank Alfalah Ultra Cashback Card after reporting it lost or stolen. A new card will be issued after the loss/theft being reported.

All Billing in Pak Rupees

We will bill you in Pak Rupees, for your convenience, regardless of the currencies you have transacted in.

Alfalah Step-By-Step (SBS) Instalment Plan

Convert any transaction of PKR 3,000 or above into a Step-By-Step (SBS) monthly instalment plan.

SMS Alerts

For a small fee, get SMS alerts, including card payments, mini-statements and more. Call 111 225 111 to register.

Credit on Phone Facility

Get a loan of up to 80% of the available credit limit on your Bank Alfalah Ultra Cashback Card by calling the Alfalah Contact Centre.

IVR (Interactive Voice Response)

Enjoy better service through IVR by our 24-hour Bank Alfalah Contact Centre.

Auto-Debit Facility

Get your minimum or full Bank Alfalah Ultra Cashback Card payment deducted from your Bank Alfalah account.

Bank Alfalah Tap & Pay

To provide you a greater sense of security and peace of mind, your Bank Alfalah Card is embedded with Contactless as well as Chip & PIN technology that is accessible at a growing network of merchants.

With Chip & PIN technology, you can now shop in confidence as it provides an added level of security through the use of a Personal Identification Number (PIN), which is known only to you.

Contactless technology is a secure and convenient way to pay for small value purchases at participating merchants where the contactless logo is visible. It will enable you to experience the following benefits:

  • Speed – Enjoy the life in the fast lane by making your purchases in just a few seconds
  • Convenience – Tap to pay at merchants, including convenience stores, supermarkets, etc.
  • Transactional Security – Latest encryption technology on the card protects your payment information at POS terminal

Minimum Limit

PKR 25,000