A convenient, fully digital account designed for Non-Resident Foreign Nationals to send remittances, manage finances, and invest in government securities. Foreign nationals are now eligible to open individual Roshan Digital Accounts and invest in Naya Pakistan Certificates (NPCs), as well as other government securities and mutual fund schemes.
Open and operate your account digitally from anywhere in the world.
Profits calculated daily and paid monthly at attractive rates.
Seamless remittance transfers directly into your account.
Investment opportunities in Naya Pakistan Certificates at competitive returns.
Access to government securities through the Central Depository Company.
A secure, transparent platform regulated by the State Bank of Pakistan.
Enjoy a simple and secure way to manage your money and investments in Pakistan. Terms and conditions apply.
Open your account digitally within defined TAT (subject to complete documentation).
No minimum balance or initial deposit required.
Option to open joint accounts.
Available in both conventional and Islamic banking variants.
Banking Convenience
Free debit card (PKR currency only), first cheque book, and e-statements.
24/7 digital banking via Alfa App and Internet Banking.
Convenient transfers, bill payments, and e-commerce transactions.
Currency & Funding Options
Multiple currency options
Maintain your account in PKR or foreign currencies (USD, GBP, EUR, SAR, AED, CAD, AUD).
Accounts funded only through foreign remittances.
Funds are fully repatriable and can be transferred abroad without restriction.
Savings and Investment Benefits
Attractive profit rates, calculated daily and paid monthly.
Direct access to Naya Pakistan Certificates, Roshan Equity Investments, and Alfa Digital Term Deposits.
Discounted remittance costs with dedicated SWIFT code (ALFHPKKARDA).
To process your application, the following supporting documents will be required:
Passport / Other Identity Documents
Proof of Profession and Source of Income/ Funds (e.g. scanned copy of job certificate, tax return, rent agreement, salary slips, etc.)
Scanned Signature (on white page)
Live Photograph
All identity and other documents must be apostilled or notarized or attested
Account Opening Process
Customers can open an account by clicking the “Open an Account” button to complete our Online Digital Form.
For any assistance during the account opening process, please contact us through our LIVE chat support or email us at RDA@bankalfalah.com. A Bank Alfalah representative will get in touch with you to guide you through the process and provide comprehensive support.
Note: If there are any discrepancies in your submitted documents, you will be notified via email to address the issues. You will then need to resubmit the missing, additional, or amended documents as required.