Roshan Apni Car Calculator

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^*Terms & Conditions apply

Down Payment Margin (PKR)
Bank Alfalah Participation (PKR)
Processing Charges (PKR)
16% FED on Processing Charges (PKR)
First Year Insurance Premium (PKR)
*Tentative Down Payment (PKR)

Company Name	Standard Rate		Rates with Value Added Services*
Company Name	Insurance Rate without Tracking Device	Insurance Rate With Tracking Device	Insurance Rate without Tracking Device*	Insurance Rate With Tracking Device*
AlFalah Insurance Company Limited	1.40%	1.99%	2.00%	2.50%
Adamjee Insurance	1.50%	1.99%	2.90%	3.50%
EFU General Insurance Ltd.	1.40%	1.99%	1.40%	1.99%
UBL Insurers.	1.40%	1.89%	2.90%	3.50%
Jubilee General Insurance.	2.25%	2.50%	2.25%	2.50%

Values added Services*
AlFalah Insurance Company Limited	Accidental death cover upto Sum Insured of the Vehicle or of PKR 2.5 million whichever is less.
Adamjee Insurance	Accidental death cover upto Sum Insured of the Vehicle or of PKR 2.5 million whichever is less. Health Insurance plan of 20% of Vehicle’s Sum Insured or PKR 500,000 whichever is less. (Applicable for Age limit not more than 60 years) Online Unlimited Medical Consultancy. Travel Insurance Plan upto USD 50,000 (Only applicable for Vehicle with sum insured above PKR. 2 Million).
EFU General Insurance Ltd.	Accidental death covers of PKR 2.5 million.
UBL Insurers.	Accidental death covers of PKR 2.5 million.
Jubilee General Insurance.	Payment of full outstanding auto finance in case of RDA holder’s death. Free Medical Cover upto 1m, in case of Hospitalization of RDA holder for 30 days.
* Value added services shall be only applicable for the ‘Value Added Rates.’ * Value added Services shall only be applicable for Local Beneficiary / Co-Borrower. *Terms and conditions apply.

Disclaimer:

Monthly instalment is tentative and subject to change as per the final approval.
The insurance premium for the first year of the finance facility, shall be payable up-front. The premium for the subsequent periods shall be included in the monthly installments.
Applicable Taxes, Vehicle Registration & Freight Charges will be payable along with the Down Payment.
For Standard Product KIBOR rate (One Year) on the first day of the month will be applicable and will be revised on loan anniversary.
For Lien Based Product SBP Floor rate shall be applicable as per SBP’s Monetary Policy at the time of Loan Booking and will be revised on loan anniversary.
Cases will be processed subject to satisfaction of Debt Burden Ratio (DBR) (as per Prudential Regulation’s- State Bank of Pakistan), Bank’s internal credit policy and due diligence checks.
Processing Fee and all other charges will be applicable as per Banks Schedule of Charges
Vehicle prices are tentative exclusive of applicable taxes and subject to change by Manufacturers.