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Quick Snapshot

  • Loan Amount Range (e.g., PKR 50,000 – PKR 2 million)

  • Tenure: Financing tenure of up to 3 years

  • Interest: Applied only on utilized amount

  • Access via: Mobile App, Internet Banking, Branches, Cheque Book, ATMs

  • Reusability: Limit replenished upon repayment

  • No collateral requirement

  • Bank Alfalah Visa Debit Card (Gold / Platinum)

  • Debit Cards have exclusive discounts on lifestyle, travel, health, education and shopping

What is a Revolving Loan?

A Revolving Loan is a type of credit that allows a borrower to withdraw, repay, and redraw funds repeatedly up to a set credit limit, without reapplying each time. It's flexible and works much like a credit card or overdraft facility.

Use Cases:

  • Pre-approved Credit Limit

  • Use as and when you want

  • Interest on Used Amount Only

  • Flexible Withdrawals

  • Reusability

  • No Fixed Repayment Term

  • Minimum Monthly Payments Instead Fixed Monthly Installment

  • Meet Emergency Expenses

  • Help in Budget Shortfalls

  • Best tool for Travel and Leisure

  • Help in Education or Skill Enhancement

How It Works

  1. Apply Online (lead generator with predefined criteria)

  2. Get Approved Limit

  3. Get Debit Card and Cheque Book

  4. Use Funds Anytime

  5. Repay & Reuse

Key Benefits

✔ Use anytime within limit without reapplying

✔ Interest only on used amount

✔ Fast online access

✔ Payment through cheque book

✔ Use Debit Card for exclusive discounts on lifestyle, travel, health, education and shopping

✔ Auto renewal upon repayment

✔ Improves cash flow management

FAQs via Chatbot

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Eligibility Criteria

  • Age: 21–60 years

  • Income proof required

  • Salaried/Self-employed eligibility

  • Should never have defaulted in any consumer loan or should not have any overdue payment

  • Must meet debt burden requirement

Required Documents

  • CNIC Copy

  • Salary Slip/Bank Statement

  • Utility Bill (Proof of Address)

  • Business proof (for self-employed)

Multiple Repayment Option

  • Online Payment through Alfa or Internet Banking

  • ATM

  • Cash Deposit

Apply Now / Contact Us

  • Bold CTA buttons (Lead generation form income eligibility check to attach and after submit reach to be submitted to revolvingloan@bankalfalah.com)

  • By visiting at the nearest Consumer Finance Center or Branch, if you want to apply for Revolving Loan (link to branch finder or contact center (021 111‑225‑111)

  • Integrated eligibility calculator

  • Contact via chatbot, Leadform, call center