Your home, your way!
Unlock the door to a home that’s unique to you. At Bank Alfalah, we offer easy and flexible home finance solutions designed around your lifestyle. Whether you're buying, building, renovating, transferring your existing home loan, or investing in green energy solutions — we’ve got the perfect option tailored just for you.
Salient Features:
(with updated KVs/images & pop-up of latest promos / offerings)
Financing Solution: There should be buttons for below options.
Pricing: Should appear on same page when customer click on the “pricing” option.
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Segment |
Variable Pricing* |
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Local Salaried |
1 Year KIBOR + 3% |
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Self Employed Professional / Businessmen / Others Segment |
1 Year KIBOR + 4% |
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Non-Resident Pakistani |
1 Year KIBOR + 4% |
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Roshan Apna Ghar |
1 Year KIBOR + 1.5% (non-lien based) 1 Year KIBOR (lien based) |
*Customer may opt 6-months KIBOR as a benchmark (not applicable for Roshan Apna Ghar)
Hybrid Pricing:
Bank Alfalah also offers hybrid pricing to fix your installment for certain period and variable thereafter to budget your expense with peace of mind. Terms and conditions apply.
Documentation: Clickable button. The user when click on the documentation, the information should appear on same page.
Basic Documentation:
Salaried:
Self Employed / Businessperson:
Expatriate / Non-Resident Pakistanis:
Note: Additional documents will be required considering customer's profile & segment.
Eligibility Criteria: Should be three clickable options. When customer select the product the respective eligibility criteria should appear on the same page:
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Description / Criteria |
Alfalah Home Finance |
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Salaried |
Self Employed / Businessmen / Others |
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Citizenship |
Valid CNIC/SNIC/NICOP/POC holder |
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Minimum Net Monthly Income |
Rs. 75,000 (Local) U$3,000 or equivalent (for NRP) |
Rs. 150,000 (Local) U$4,000 or equivalent (for NRP) |
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Age |
25 Years till retirement |
25 Yeas – 70 Years |
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Minimum Experience |
2 Years Permanent 3 to 5 Years Contractual |
3 Years |
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Description / Criteria |
Alfalah Home Solar Finance |
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Salaried |
Self Employed / Businessmen / Others |
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Citizenship |
Valid CNIC/SNIC/NICOP/POC holder |
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Minimum Net Monthly Income |
Rs. 50,000 |
Rs. 100,000 |
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Age |
25 Years till retirement |
25 Yeas – 70 Years |
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Minimum Experience |
2 Years Permanent 3 to 5 Years Contractual |
3 Years |
|
Property Ownership Status |
Property where solar system to be installed should be residential and owned by the borrower or his/her spouse or blood relatives. In case property is owned by spouse / blood relatives, NOC/Undertaking is required from owner (s). |
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Description / Criteria |
Roshan Apna Ghar (RApG) |
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Salaried |
Self Employed / Businessmen / Others |
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Citizenship |
All non-resident RDA holders with valid CNIC/SNIC/NICOP/POC holder |
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Minimum Monthly Income |
U$ 3,000 or equivalent |
U$ 4,000 or equivalent |
|
Age |
25 Years till retirement |
25 Yeas – 70 Years |
|
Minimum Experience |
2 Years Permanent 3 to 5 Years Contractual |
3 Years |
For more detail, please visit Roshan Apna Ghar
Calculator: The existing calculator should be converted to slider calculator as available in peer banks webpages (HBL & Faysal Bank). Link of Home Finance calculators are given below:
https://www.bankalfalah.com/personal-banking/loans/alfalah-home-finance-Calculator
https://www.bankalfalah.com/personal-banking/loans/rda-roshan-apna-ghar-calculator
For reference only
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Steps to Your Dream Home: [Button] Remove the existing steps from the below link and make buttons of the products “Alfalah Home Finance”, “Alfalah Hybrid Home Finance”, “Alfalah Home Solar Finance”, Roshan Apna Ghar” on this page. When the user will click on the respective product, the respective process should appear below the button. The process of the respective product is provided in the respective product section (See Annexure A, B, C, D for respective product process).
https://www.bankalfalah.com/personal-banking/loans/alfalah-home-finance/how-it-works/
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Remove this section from this webpage. Rest information seems fine. |
Apply Now: [Button] A separate webpage should be opened where below 03 options will be available. For Inquire Now, an inquiry form should be available on the page which will be filled by the customer. There should be another button for submit application via routing the customer on RAPID Home Finance application portal. The third option is to download application form:
Inquire Now: Text form which is already available on Home Finance webpage
Submit Application Online: [Button] When click, the user should be routed to the following webpage.
https://rapid.bankalfalah.com/homeloan/RegisterOrResume
Download Loan Application Form [Button] [Home Finance application form link to be added)
Contact Us: Information to be pasted under the heading
For more information:
Email us at home.finance@bankalfalah.com
call/WhatsApp us at 111 225 111
Visit nearest Bank Alfalah branch / Consumer Finance Center.
FAQs: [Button] customer should directly route to the FAQs link:
https://www.bankalfalah.com/personal-banking/loans/alfalah-home-finance/faqs/ (Current Link)
Main Home Finance webpage will show FAQs links of respective products with clickable option. By clicking on following links, respective product webpage FAQs will be routed:
Add s section for current promos [Button] customer should directly route to the respective link:
Track Your Home Finance Application: [Button] customer should directly route to the respective link:
https://rapid.bankalfalah.com/AlfalahRapidPROD/Etracking.aspx (Current Link)
Schedule of Charges: [Button] Customer should directly route to the respective link for Home Finance related SOC.
https://www.bankalfalah.com/schedule-of-charges/
Download Important Documents: [Button]
Home Finance Application Form
Product Key Fact Statement (product-wise)
