Bank Alfalah Roshan Apni Car: Drive Your Dream Car Home
Exclusively for Bank Alfalah Roshan Digital Account Holders, our "Roshan Apni Car" facility makes owning a brand-new, locally manufactured vehicle in Pakistan a seamless reality.
We've made getting an auto loan simpler than ever. The Instant Auto Loan is specifically for our pre-evaluated existing Bank Alfalah customers (ETB). If you're eligible, we've already done most of the work for you! Just open your Alfa App to see if this exciting opportunity is waiting for you.
We've made our eligibility criteria straightforward so you can quickly see if you qualify
Applying for your Instant Auto Loan is incredibly easy and entirely digital through your Alfa App. Here's how you can get started
1. Simply log in to your Alfa App
2. Tap on the 'More' option
3. Head to the 'Loans Section' and select 'Apply for a new loan'.
4. Choose 'Instant Auto Loan
5. Then, just 'Let’s Go!' and follow the quick prompts. It's that simple!
|
Financing Product on Variable Rates (Only for Locally Assembled/Manufactured Vehicles) |
2 Years |
3 Years |
4 – 5 Years (For vehicles upto 1000 CC only) |
|
Brand New Vehicles |
*KIBOR + 3.50% |
KIBOR + 4.00% |
KIBOR + 4.50% |
Locally Assembled/Manufactured New Vehicles
Minimum PKR 200,000/- and Maximum PKR *3,000,000/- for Locally Assembled/Manufactured Vehicles
*As per regulations from State Bank of Pakistan overall auto loan/financing limits availed by one person from all banks/DFIs, in aggregate, shall not exceed PKR 3,000,000/-, at any point in time
Flexible financing tenure
Minimum 30% of Vehicle’s Value
You have to pay processing fee of PKR 13,500/- (+ Federal Excise Duty @ 16%), registration charges and first year’s insurance premium.
Bank Alfalah has made arrangements with top insurance companies which are offering special low insurance rates for Bank Alfalah clients.
Following modes are available for repayment
Yes, you have the option to repay the loan as per the prevailing SOC’s after six months of availing the finance facility.
1Q2025
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