Bank Alfalah Roshan Apni Car: Drive Your Dream Car Home
Exclusively for Bank Alfalah Roshan Digital Account Holders, our "Roshan Apni Car" facility makes owning a brand-new, locally manufactured vehicle in Pakistan a seamless reality.
We've made getting an auto loan simpler than ever. The Instant Auto Loan is specifically for our pre-evaluated existing Bank Alfalah customers (ETB). If you're eligible, we've already done most of the work for you! Just open your Alfa App to see if this exciting opportunity is waiting for you.
We've made our eligibility criteria straightforward so you can quickly see if you qualify
Applying for your Instant Auto Loan is incredibly easy and entirely digital through your Alfa App. Here's how you can get started
1. Simply log in to your Alfa App
2. Tap on the 'More' option
3. Head to the 'Loans Section' and select 'Apply for a new loan'.
4. Choose 'Instant Auto Loan
5. Then, just 'Let’s Go!' and follow the quick prompts. It's that simple!
|
Financing Product on Variable Rates (Only for Locally Assembled/Manufactured Vehicles) |
2 Years |
3 Years |
4 – 5 Years (For vehicles upto 1000 CC only) |
|
Brand New Vehicles |
*KIBOR + 3.50% |
KIBOR + 4.00% |
KIBOR + 4.50% |
Locally Assembled/Manufactured New Vehicles
Minimum PKR 200,000/- and Maximum PKR *3,000,000/- for Locally Assembled/Manufactured Vehicles
*As per regulations from State Bank of Pakistan overall auto loan/financing limits availed by one person from all banks/DFIs, in aggregate, shall not exceed PKR 3,000,000/-, at any point in time
Flexible financing tenure
Minimum 30% of Vehicle’s Value
You have to pay processing fee of PKR 13,500/- (+ Federal Excise Duty @ 16%), registration charges and first year’s insurance premium.
Bank Alfalah has made arrangements with top insurance companies which are offering special low insurance rates for Bank Alfalah clients.
Following modes are available for repayment
Yes, you have the option to repay the loan as per the prevailing SOC’s after six months of availing the finance facility.
1H2013
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Analyst Briefing- 31 December 20241Q2025
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Analyst Briefing- 30 June 2025Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Standalone Disclosure- 31 December 2024Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Consolidated Disclosure- 31 December 2024Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Standalone Disclosure- 31 December 2023Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Consolidated Disclosure- 31 December 2023Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Standalone Disclosure- 31 December 2022Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Consolidated Disclosure- 31 December 2022Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Standalone Disclosure- 31 December 2021Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Consolidated Disclosure- 31 December 2021Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Standalone Disclosure- 31 December 2020Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Consolidated Disclosure- 31 December 2020Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Standalone Disclosure- 31 December 2019Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Consolidated Disclosure- 31 December 2019Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Standalone Disclosure- 31 December 2018Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements
Consolidated Disclosure- 31 December 2018T&C Premier Banking
Terms and Conditions for Account1Q2025
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Annual Report- 31 December 20221Q2021
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Half-Yearly Financial Statements- 30 June 20213Q2021
Quarterly Financial Statements- 30 September 2021Annual 2021
Annual Report- 31 December 20211Q2020
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Half-Yearly Financial Statements- 30 June 20203Q2020
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Annual Report- 31 December 20201Q2019
Quarterly Financial Statements- 31 March 20191H2019
Half-Yearly Financial Statements- 30 June 20193Q2019
Quarterly Financial Statements- 30 September 2019Annual 2019
Annual Report- 31 December 20191Q2018
Quarterly Financial Statements- 31 March 20181H2018
Half-Yearly Financial Statements- 30 June 20183Q2018
Quarterly Financial Statements- 30 September 2018Annual 2018
Annual Report- 31 December 20181Q2017
Quarterly Financial Statements- 31 March 20171H2017
Half-Yearly Financial Statements- 30 June 20173Q2017
Quarterly Financial Statements- 30 September 2017Annual 2017
Annual Report- 31 December 20171Q2016
Quarterly Financial Statements- 31 March 20161H2016
Half-Yearly Financial Statements- 30 June 20163Q2016
Quarterly Financial Statements- 30 September 2016Annual 2016
Annual Report- 31 December 20161Q2015
Quarterly Financial Statements- 31 March 20151H2015
Half-Yearly Financial Statements- 30 June 20153Q2015
Quarterly Financial Statements- 30 September 2015Annual 2015
Annual Report- 31 December 20151Q2014
Quarterly Financial Statements- 31 March 20141H2014
Half-Yearly Financial Statements- 30 June 20143Q2014
Quarterly Financial Statements- 30 September 2014Annual 2014
Annual Report- 31 December 20141Q2013
Quarterly Financial Statements- 31 March 20131H2013
Half-Yearly Financial Statements- 30 June 20133Q2013
Quarterly Financial Statements- 30 September 2013Annual 2013
Annual Report- 31 December 20131Q2012
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Annual Report- 31 December 20121Q2011
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Annual Report- 31 December 20091Q2008
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