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Overview

A profit-bearing payroll account offering tiered savings growth and flexible term deposits (1–60 months). Alongside attractive profit rates, employees enjoy free banking services, several takaful protections, and added privileges like locker facilities and a dedicated Relationship Manager.

Features

Free Banking Essentials

Cheque Book, Debit Card, Banker’s Cheques, Statements & Certificates – all free of cost.

Nationwide ATM Withdrawals

Access funds easily at any ATM across Pakistan.

Digital Convenience

Internet Banking, Alfa App, SMS alerts, and e-statements for smooth digital usage.

Tier-Based Savings

Progressive profit rates depending on account balance.

Flexible Term Deposits

Savings lock-in options ranging from 1 to 60 months.

Easy Payments & Transfers

Bill payments, IBFT waiver, and intercity transactions via ATMs and online platforms.

Takaful Protection

Coverage includes PKR 500,000 Accidental Death, PKR 25,000 ATM Withdrawal, PKR 25,000 Mobile Phone, PKR 5,000 Wallet, and PKR 100,000 Household coverage.

Customized Takaful Plans

Optional coverage upgrades available upon request.

Value-Added Benefits

Locker facilities and personalized service via a Relationship Manager.

How To Open

01
Initiate Application
Provide your details and select desired banking options available.
02
Provide Documents
Upload copies of your identity and other required documents.
03
Review Process
Allow the bank to verify and process your application.
Account Activation
Receive confirmation of account activation and start banking!
Open An Account

Important Documents

  • CNIC / NICOP / Passport
  • Photograph
  • Proof of Employment
  • Proof of Address (if needed)