The Bank Alfalah Credit Card carries the Visa logo, hence ensuring worldwide acceptability at more than 30 million establishments and ATMs worldwide.

With Bank Alfalah Credit Cards you have the option of paying only 5% of your outstanding balance by the payment due date. Service charges will be levied on the balance unpaid spending and carried forward. These charges are calculated on a daily basis from the transaction date for all cash and retail transactions. The following month you have the option of either paying the full amount due or opting to pay just the minimum amount due and revolve.

Our ongoing SBS instalment Plan promotions allow you to purchase countless home and lifestyle products through your Alfalah Gold Credit Card and repay the transaction amount in Equal Monthly instalment (EMI). You can choose tenures of 3, 6, 12, 18, 24, 30 and 36 months for repayment. Click for our ongoing instalment Plan offerings.

You can also convert any of your retail transaction of Rs.3,000 and above into an instalment Plan. A booking fee as per the prevailing Schedule of Charges (Click Here to download) is applied on every transaction converted into an instalment Plan.

You can also avail the option of BTF on an instalment Plan, whereby you can pay off your other Credit Cards through your Bank Alfalah Credit Card and pay back in equal monthly instalments at a lower markup. Click here for more information.

Bank Alfalah Credit Card’s cash advance facility allows you to withdraw instant cash from any Bank Alfalah branch across Pakistan and at any ATM worldwide, displaying VISA and 1link logo.

The service charges for cash advance will be applied from the day of the transaction. A cash advance fee will also apply for each cash withdrawal.

The Bank Alfalah Visa Ultra Cashback Card offers up to 7% cashback on everyday spending such as groceries, clothing, fuel, and travel. Cardholders can choose any 2 out of 6 spending categories to earn cashback, with the flexibility to switch categories anytime based on lifestyle needs by simply calling our helpline. Cashback is capped at PKR 500 per category per month, allowing you to earn up to PKR 12,000 annually.