Bank Alfalah

Overview

An exclusive offering available only through Bank Alfalah in Pakistan, delivering unmatched prestige and a premium lifestyle. Enjoy global AMEX benefits, exclusive cashback offers, and exceptional privileges backed by the trust and service excellence of Bank Alfalah.

What you get

Exclusive access to the American Express Gold Credit Card in Pakistan.
Global AMEX benefits for travel, dining, and lifestyle.
Attractive cashback offers on selected spends.
Premium privileges with Bank Alfalah’s trusted service.

Experience prestige, rewards, and exceptional value only with Bank Alfalah. Terms and conditions apply.

Installment Solutions for Bank Alfalah Credit Cardholders

Bank Alfalah Credit Cardholders can enjoy flexible repayment options through a range of convenient installment products, designed to make life easier and more affordable. To explore these options and apply .

Value Added Services

24 Hour Customer Service

Access a world of convenience with Bank Alfalah's 24/7 Phone Banking at 021-111-225-111. Whether it’s day or night, our team is ready to assist you with your credit card needs

Features & Benefits

Welcome Offer

Enjoy 5% cashback on all spends for the first 3 months. (Capped at Rs. 6000)

Exclusive Offers

Enjoy discounts upto 50% on dining, shopping, salons and more

Learn more

Supplementary Cards

Share the benefits of your Bank Alfalah Credit Card by getting up to 6 supplementary cards for your loved ones. Anyone aged 13 and above is eligible.

Exciting Cashback Program

Earn up to 1.5% cashback on both local and international spending tailored for

Airport Lounge Access

Travel in comfort with the AMEX card offering exclusive access to

Bank Alfalah Premier Lounge:

Complimentary access for domestic departures at bank Alfalah Premier Lounge (at KHI airport) with one guest allowed per visit.

All Billing in Pak Rupees

Whether you make transactions in US dollars or any other currency, all your billing will be in Pak rupees for your convenience.

Acceptability:

The American Express Gold Credit Card is widely accepted internationally and at

Flexible Payment Options

You have complete control over how much you pay each month. Choose to:

AMEX Offers

Enjoy a world of exclusive benefits and experiences

Card, e-commerce, and cross-border transactions can be activated through the Alfa App or by contacting the Call Center

Eligibility Criteria

	For Salaried Applicants	For Self-employed Professional/Businessmen Applicants	For Supplementary Card Applicants
Minimum Gross Income	PKR 50,000	PKR 75,000	PKR 75,000
Total Employment experience/Tenor required	1 Month	1 Year	1 Year
Age	21 - 60 Years	21 - 70 Years	21 - 70 Years

Required Documents

For Salaried Applicants

Copy of Computerized National Identity Card (CNIC)
Current salary slip/salary letter with breakup
In case of companies not on panel, bank account statement required which reflects 3 months’ salary credit
Additional documents may be required on a case to case basis, Note: If the bank statements are photocopied they should contain the following
Bank stamp
Signature of the Authorized Signatory

For Self-employed Professional/Businessmen Applicants

Copy of Computerized National Identity Card (CNIC)
Computerized personal bank statement (on original bank letterhead) for last six months

For Supplementary Card Applicants

Copy of Computerized National Identity Card (CNIC)
Computerized personal bank statement (on original bank letterhead) for last six months

Additional Requirements

Partnership deed and personal account statements of partners/company accounts statements (if any) for last six months
Bank letter/certificate confirming Improprietorship/partnership (in case of proprietorship/partnership)
Latest Form A or Form 29 or Memorandum/Articles of Association (in case of private limited company)
Personal account balances/statements (in case of private limited company)
Recognized professional degree/membership certificate to professional associations (in case of professionals)

Important Documents

Apply Now

Apply and unlock exclusive benefits with your new Bank Alfalah credit card.

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Or, get in touch with us by filling out the form.

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Features	Bank Alfalah American Express Gold Credit Card