Bank Alfalah VISA Gold Credit Card

With its flexible spending limits and convenient repayment options, you can manage your expenses efficiently and track your monthly statements to stay within your budget. This card enables you to navigate your family’s financial journey with confidence and ensures a secure future for your loved ones. The Bank Alfalah Visa Gold Credit Card comes equipped with advanced security features such as chip-and-PIN technology, real-time transaction alerts, and secure online authentication which allows you to Tap & Pay throughout your daily life. With up to six supplementary credit cards for your family members and orbit reward points earned on every transaction, enter the value-seeking world of financial freedom with Bank Alfalah.

Features & Benefits

The Bank Alfalah Credit Card carries the Visa logo, hence ensuring worldwide acceptability at more than 30 million establishments and ATMs worldwide.

When we claim to make you enjoy life today, we truly fulfill that promise. Alfalah Credit Cards opens a world of exciting discounts whether for shopping, fine dining, or world class travelling. Click Here for our ongoing discounts and promotions.

Use your Credit Card and earn Orbits. Click Here.

Our ongoing SBS instalment Plan promotions allow you to purchase countless home and lifestyle products through your Alfalah Gold Credit Card and repay the transaction amount in Equal Monthly instalment (EMI). You can chose tenures of 3,6,12,18,24,30 and 36 months for repayment. Click for our ongoing instalment Plan offerings.

You can also convert any of your retail transaction of Rs.3,000 and above into an instalment Plan. A booking fee as per the prevailing Schedule of Charges (Click Here to download) is applied on every transaction converted into an instalment Plan. You can also avail the option of BTF on an instalment Plan, whereby you can pay off your other Credit Cards through your Bank Alfalah Credit Card and pay back in equal monthly instalments at a lower markup. Click here for more information.

Bank Alfalah Credit Card’s cash advance facility allows you to withdraw instant cash from any Bank Alfalah branch across Pakistan and at any ATM worldwide, displaying VISA and 1link logo.

The service charges for cash advance will be applied from the day of the transaction. A cash advance fee will also apply for each cash withdrawal.

You can be rest assured that if you lose your Bank Alfalah Credit Card, you have nothing to worry about! Bank Alfalah covers you from all fraudulent charges made on your card as soon as you report it lost to us. So make sure that you report the loss immediately after such an incident at 111-225-111. We promise that with your Bank Alfalah Credit Card, you are completely secure against loss and theft.

With Bank Alfalah Credit Cards you have the option of paying only 5% of your outstanding balance by the payment due date. Service charges will be levied on the balance unpaid spending and carried forward. These charges are calculated on a daily basis from the transaction date for all cash and retail transactions. The following month you have the option of either paying the full amount due or opting to pay just the minimum amount due and revolve again.

You can share the benefits and privileges of your Bank Alfalah Credit Card with your loved ones. The Bank Alfalah Credit Card offers you up to 6 supplementary cards. Any individual with a minimum age of 13 years is eligible to become a supplementary cardholder.

By simply calling our 24 hour our Phone Banking at 111-225-111 you can avail the following facilities on your Bank Alfalah Credit Card, 24 hours a day, 7 days a week.

  • Check account details of your credit card statements
  • Avail Balance Transfer Facility
  • Avail instalment Plan facility
  • Pay your utility and mobile bills
  • Redeem your accumulated orbits against selection of your product from our rewards catalogue
  • Activate ongoing and new Credit Card services
  • Inquire about ongoing Credit Card promotions

To provide you a greater sense of security and peace of mind, your Bank Alfalah Card is embedded with Contactless as well as Chip & PIN technology that is accessible at a growing network of merchants.

With Chip & PIN technology, you can now shop in confidence as it provides an added level of security through the use of a Personal Identification Number (PIN), which is known only to you.

Contactless technology is a secure and convenient way to pay for small value purchases at participating merchants where the contactless logo is visible. It will enable you to experience the following benefits:

  • Speed – Enjoy the life in the fast lane by making your purchases in just a few seconds
  • Convenience – Tap to pay at merchants, including convenience stores, supermarkets, etc.
  • Transactional Security – Latest encryption technology on the card protects your payment information at POS terminal

PKR 75,000

Value Added Services

Other than the Features and Benefits mentioned above, you can also avail our (Credit Line Increase, Utility Bill Payment, SMS Alert, E – Statement, Cheque Book, Credit Cover Premium).