Alfalah Visa Gold Credit Card

Welcome to the world of Alfalah VISA Credit Cards! As an Alfalah VISA Credit Card member, you can enjoy numerous benefits and privileges. This card is specially designed for a segment which prefers point accumulation, a free card and occasionally travels

Features & Benefits

The Bank Alfalah Credit Card carries the Visa logo, hence ensuring worldwide acceptability at more than 30 million establishments and ATMs worldwide.

When we claim to make you enjoy life today, we truly fulfill that promise. Alfalah Credit Cards opens a world of exciting discounts whether for shopping, fine dining, or world class travelling. Click Here for our ongoing discounts and promotions.

Use your Credit Card and earn Orbits. Click Here.

Our ongoing SBS instalment Plan promotions allow you to purchase countless home and lifestyle products through your Alfalah Gold Credit Card and repay the transaction amount in Equal Monthly instalment (EMI). You can chose tenures of 3,6,12,18,24,30 and 36 months for repayment. Click for our ongoing instalment Plan offerings.

You can also convert any of your retail transaction of Rs.3,000 and above into an instalment Plan. A booking fee as per the prevailing Schedule of Charges (Click Here to download) is applied on every transaction converted into an instalment Plan. You can also avail the option of BTF on an instalment Plan, whereby you can pay off your other Credit Cards through your Bank Alfalah Credit Card and pay back in equal monthly instalments at a lower markup. Click here for more information.

Bank Alfalah Gold Card customers can enjoy complimentary CIP lounge access for their international travel from Karachi, Lahore and Islamabad Airports. Just present your Bank Alfalah Gold credit card at the lounge to enjoy relaxed seating with television entertainment, free buffet of snacks and beverages, Internet, fax & telephone facilities, reading material and a 24 hour full service information desk giving prompt updates on flight departures.

Bank Alfalah Credit Card’s cash advance facility allows you to withdraw instant cash from any Bank Alfalah branch across Pakistan and at any ATM worldwide, displaying VISA and 1link logo.

The service charges for cash advance will be applied from the day of the transaction. A cash advance fee will also apply for each cash withdrawal.

You can be rest assured that if you lose your Bank Alfalah Credit Card, you have nothing to worry about! Bank Alfalah covers you from all fraudulent charges made on your card as soon as you report it lost to us. So make sure that you report the loss immediately after such an incident at 111-225-111. We promise that with your Bank Alfalah Credit Card, you are completely secure against loss and theft.

With Bank Alfalah Credit Cards you have the option of paying only 5% of your outstanding balance by the payment due date. Service charges will be levied on the balance unpaid spending and carried forward. These charges are calculated on a daily basis from the transaction date for all cash and retail transactions. The following month you have the option of either paying the full amount due or opting to pay just the minimum amount due and revolve again.

You can share the benefits and privileges of your Bank Alfalah Credit Card with your loved ones. The Bank Alfalah Credit Card offers you up to 6 supplementary cards. Any individual with a minimum age of 13 years is eligible to become a supplementary cardholder.

By simply calling our 24 hour our Phone Banking at 111-225-111 you can avail the following facilities on your Bank Alfalah Credit Card, 24 hours a day, 7 days a week.

  • Check account details of your credit card statements
  • Avail Balance Transfer Facility
  • Avail instalment Plan facility
  • Pay your utility and mobile bills
  • Redeem your accumulated orbits against selection of your product from our rewards catalogue
  • Activate ongoing and new Credit Card services
  • Inquire about ongoing Credit Card promotions

Eligibility Criteria

Min Salary 50K
Min tenor required for current employment 3 Months
Total employment experience required 1 Year
Limit Bracket 125K to 499K
Age 21 to 60 years
Min. Income 50K
Min. business tenor required 2 Years
Limit Bracket 125K to 499K
Age 21 to 70 years

Documents Required

  • Copy of Computerized National Identity Card (CNIC)
  • Current salary slip/salary letter with breakup
  • In case of companies not on panel, bank account statement required which reflects 3 months’ salary credit

Note: If the bank statements are photocopied they should contain the following

  • Bank stamp
  • Signature of the Authorized Signatory
  • Copy of Computerized National Identity Card (CNIC)
  • Computerized personal bank statement (on original bank letterhead) for last six months
  • Copy of Computerized National Identity Card (CNIC)

*Additional documents may be required on a case to case basis

  • Partnership deed and personal account statements of partners/company accounts statements (if any) for last six months
  • Bank letter/certificate confirming proprietorship/partnership (in case of proprietorship/partnership)
  • Latest Form A or Form 29 or Memorandum/Articles of Association (in case of private limited company
  • Personal account balances/statements (in case of private limited company)
  • Recognized professional degree/membership certificate to professional associations (in case of professionals

Value Added Services

Other than the Features and Benefits mentioned above, you can also avail our (Credit Line Increase, Utility Bill Payment, SMS Alert, E – Statement, Cheque Book, Credit Cover Premium).

Reach someone helpful 24/7111-225-111