A fully digital, convenient account designed for Non-Resident Pakistani / Non-Resident Foreign National Legal Entities to send remittances, manage finances, and invest in government securities. Non-Resident Pakistani / Non-Resident Foreign National Legal Entities are now eligible to open Roshan Digital Business Account and invest in Naya Pakistan Certificates (NPCs) as well as other government securities.

What you get

• Open and manage your account digitally from anywhere in the world.

• Enjoy seamless remittance transfers directly into your account.

• Access investment opportunities in Naya Pakistan Certificates with competitive returns.

• Benefit from a secure, transparent platform regulated by the State Bank of Pakistan.

• Experience a simple and reliable way to manage your money and investments in Pakistan. Terms and conditions apply.

For more information contact us at rda@bankalfalah.com, +92-21-111-225-226 Or you may email at RDAsupport@sbp.org.pk.

Features & Offerings

• Open a Current or Savings Account in PKR or Foreign Currencies (USD / GBP / EUR / AED / SAR / AUD / CAD)
• Both Current and Savings and accounts can be opened.
• Accounts is funded through foreign inward remittances routed via authorized banking channels exchange companies.
• Local credits are not permitted.
• Accounts cannot be funded from within Pakistan, except for profit and principal repayments from SBP-approved investment schemes.
• Profit will be paid on monthly basis and calculated on daily basis (Applicable for savings variant only)
• Free Cheque book & e-statements is available.
• Sole proprietorships and unregistered partnerships are excluded.
• Funds are fully repatriable and can be transferred abroad without restriction.
• Funds Transfer facilities are available from the online channels.
• Pay utility bills and fees and conduct other fund transfers in Pakistan through PKR and FCY accounts.
• Make donation to charitable organizations, welfare organizations, NGOs/ NPOs etc. in Pakistan.

Eligibility & Documents

Non-Resident Pakistani / Non-Resident Foreign National Legal Entities aged 18 and above who have valid CNIC/NICOP/SCNIC/Passport and any other ID documents are eligible for this Account.

For juridical persons, Eligible entities include companies, associations, foundations, limited liability partnerships, societies, and trusts, all can open Roshan Digital Business Account.

• Identity Documents (Director / Partner / authorized signatory)

• Certificate of incorporation

• Board resolution

• Memorandum

• Article of Association

• Certified copy of document showing list of Directors

• Undertaking by company sectary.

• ID Document of natural persons

• Declaration of Ultimate beneficial owner

• Company business stamp

• Tax certificate

• List of directors

• FATCA Checklist

• Relevant FATCA Documents (W9 /W8)

• Live Picture (Director / Partner / authorized signatory)

Note:

• These are the basic list of documents depending upon the nature of the business as per bank policy.

• Entity documents must be verified through apostille certification or other competent authorities, ensuring compliance with SBP requirements.

How to apply

Customers can open an account by clicking the “Open an Account” button to complete our Online Digital Form.

For any assistance during the account opening process, please contact us through our LIVE chat support or email us at RDA@bankalfalah.com. A Bank Alfalah representative will get in touch with you to guide you through the process and provide comprehensive support.

Note: If there are any discrepancies in your submitted documents, you will be notified via email to address the issues. You will then need to resubmit the missing, additional, or amended documents as required.

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