Bank Alfalah

Alfa QR

How can your banking app make your payments easier? AlfaQR enables our valued Alfa users to make payments with just 3 taps within the app. With AlfaPay you can simply scan AlfaQR codes to make instant payments at over 100,000 Masterpass merchants across Pakistan. Payments can be made using your Bank Alfalah Account, Credit Card, Wallet or with Orbits.

How To Pay

Where to find merchants with QR enabled payments?

Alfa app offers a selection of locators to suit our app users’ requirements. The Locator provides the directions to various Branches, ATMs, CDMs, Digital Corner & QR Merchants.
QR merchants offers an extensive list of merchants’ who cater to QR enabled payments on a regular basis. For customer flexibility, merchants may be filtered to suit customer requirements

Food
Electronics
Movies
Fashion

Alfa QR Integrations

Metro
Chase Value
Dilpasand
Khaadi
Imtiaz Supermarket
Bykea
Carrefour
M&P - Muller & Phillips
Stylo
TCS

Alfa QR Locator provides the following merchant details;

Merchant details
Merchant Directions
Discounts offered by the merchant (if any)
Discounts offered by Bank Alfalah (if any)

Fees Applicable

QR based payments are free for Alfa users with no hidden charges

ALFA BNPL via QR

Empowering customers with instant installment flexibility.
With Alfa Buy Now - Pay Later (BNPL), users can scan a QR code at any participating merchant and split their purchases into easy monthly installments — no paperwork, no delays.

How It Works:

Scan the merchant’s QR using the Alfa app.
Select your preferred installment plan from available tenures.
Confirm the transaction and enjoy your purchase.
Pay later in affordable monthly installments.

Installment Plan Options:

Tenure (Months)	3 Months	6 Months	9 Months	12 Months	18 Months
Processing Fee	6%	10%	13%	18%	18%
Markup	0%	0%	0%	0%	7%

✅ Zero markup for plans up to 12 months
✅ Instant approval at point of sale
✅ No documentation required
✅ Convenient tracking via Alfa app dashboard

Offer available on selected merchants only. Terms and conditions apply.