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Working Capital Finance

Successful businesses often experience considerable pressure on the available finances due to timing difference of cash inflows and outflows, up-gradation of existing facilities and business expansion.

Our dedicated team of relationship managers can structure tailor-made credit solutions to meet your specific short-term or long-term funding requirements. The loans are provided at competitive rates and are structured to enhance your profitability by scheduling the repayment to match the cash flow available to repay the debt.

Bank Alfalah offers working capital finance by way of overdraft or working capital loans suitably structured to your needs and your risk profile. These products are designed to ease the liquidity position of our clients.

Trade Finance

We offer a wide range of trade services designed to meet a range of our corporate clients’ needs. We have industry specialists who are professional and seasoned to make sure that all your trade finance requirements are taken care of with precision and skill. The team is strongly supported by a wide and effective correspondents’ network spread worldwide. Our team of specialists goes the extra mile to ensure that our customers` experience with the below mentioned services is nothing but exceptional.

  • Import letter of credits including back to back LC.
  • Full range of services related to imports e.g. handling of DP/DA bills (import without LC), advance payment against import.
  • Collection of export bills, negotiation of export bills drawn under sight LCs, local bill discounting, Export against advance payment/advising/confirmation/transfer of export letter of credits.
  • Issuance of various guarantees i.e. bid bond/performance bond/advance payment guarantee/customs bond and others.
  • Structured trade solutions.