Protect your future. Reward your wellness.

The EFU Win Savings Plan is more than just a savings and protection product — it’s your partner in living a healthier, more rewarding life.
With EFU Life WIN’s groundbreaking wellness program, you get the tools, insights, and incentives to improve your health while building a secure financial future.

Track your physical activity. Monitor your nutrition. Challenge yourself to reach new milestones — and get rewarded for your progress. Every step toward a healthier lifestyle also moves you closer to your long-term financial goals.

Backed by the trusted expertise of EFU Life Assurance Ltd and distributed by Bank Alfalah Limited, the EFU Win Savings Plan lets you enjoy the peace of mind of comprehensive life coverage, the potential of market-linked investments, and the excitement of a gamified health journey.
 

Key Features & Benefits

• Wellness Rewards Program – Earn rewards for achieving health and activity milestones.
• Comprehensive Life Coverage – Protection multiples up to 50x your annual premium.
• Investment Growth – Your premiums are invested in professionally managed unit-linked funds.
• Flexible Terms – Choose a plan term between 10 to 40 years.
• Fund Acceleration – Add extra funds anytime to boost your savings potential.
• Tailored to You – Select protection levels and funds that match your lifestyle and goals.
   

Plan Highlights

Wellness Rewards

Your healthy habits could earn you annual bonuses:

• Short Term – Up to PKR 24,000 annually.
• Medium Term – Up to PKR 10,000 annually.
• Long Term – Up to 35% annual bonus (based on policy term and status).
   

How It Works

Your premium is invested in EFU Life’s unit-linked funds, chosen based on your risk appetite. At the same time, you participate in the EFU Life WIN wellness program, which tracks your health activities through an app or connected devices. As you reach milestones, you unlock financial rewards that enhance your policy’s value.
 

Free Look Period

If you cancel your policy within 14 days of receiving your documents, you’ll get a full premium refund, minus any applicable medical or administrative costs.
 

Claims Process

In the event of a claim, beneficiaries can contact EFU Life Assurance Ltd. at (021) 111-338-111 and submit the required documents, which may include:

Original Policy Document

Claim Forms

Death Certificate (Hospital and NADRA issued)

Attested CNIC of both life assured and claimant(s)

Complete medical/treatment record
 

Note: Additional documents may be required depending on the nature of the claim.

Contact for Claims

EFU Life Assurance Ltd.

EFU Life House, Plot No. 112, 8th East Street, Phase I, DHA, Karachi, Pakistan

Phone: (021) 111-338-111

Email: csd@efulife.com
 

Disclaimer

This product is underwritten by EFU Life Assurance Ltd. It is not guaranteed or insured by Bank Alfalah or its affiliates. Bank Alfalah acts only as a distributor and bears no responsibility for claim settlements. Investment risk is borne by the policyholder, and actual returns may vary. Past performance is not a guarantee of future results.