Premium savings. Elite protection. Tailored for your priorities.
For clients who value both financial growth and comprehensive protection, the EFU High Value Savings Plan delivers a sophisticated, multi-benefit solution.
Crafted exclusively for priority customers, this plan combines the security of life insurance with the potential of market-linked investments — empowering you to achieve your milestones, whether they are education, long-term savings, or legacy creation.
With flexible benefit customization, high protection multiples, and exclusive features for female priority clients, this plan goes beyond standard offerings to deliver true personalized value.
Bank Alfalah Limited, in partnership with EFU Life Assurance Ltd., brings you this premium wealth solution — designed to protect, grow, and elevate your financial future.
Key Features & Benefits
Plan Highlights
Attribute |
Details |
Eligible Age |
18 – 65 years |
Minimum & Maximum Plan Term |
10 - 57 years |
Maximum Maturity Age |
75 years |
Minimum Annual Premium |
Rs. 1,000,000 |
Mode of Premium |
Annual |
Fund Acceleration Premium |
Minimum Rs. 50,000 |
Protection Multiples |
5 – 75 (based on entry age) |
How It Works
Your premiums are used to purchase units in EFU Life’s professionally managed unit-linked funds. At the start, you choose funds that match your risk appetite and investment objectives. Over time, your investment grows in line with fund performance while your life cover stays intact throughout the term.
Free Look Period
If you cancel within 14 days of receiving your policy documents, you will receive a full refund of your premium, less any applicable expenses.
Claims Process
In the event of a claim, beneficiaries can contact EFU Life Assurance Ltd. at (021) 111-338-111 and submit the required documents, which may include:
Original Policy Document
Claim Forms
Death Certificate (Hospital and NADRA issued)
Attested CNIC of both life assured and claimant(s)
Complete medical/treatment record
Note: Additional documents may be required depending on the nature of the claim.
Contact for Claims
EFU Life Assurance Ltd.
EFU Life House, Plot No. 112, 8th East Street, Phase I, DHA, Karachi, Pakistan
Phone: (021) 111-338-111
Email: csd@efulife.com
Disclaimer
This product is underwritten by EFU Life Assurance Ltd. It is not guaranteed or insured by Bank Alfalah or its affiliates. Bank Alfalah acts only as a distributor and is not liable for settlement of claims. Investment risk is borne by the policyholder, and actual returns may vary. Past fund performance is not indicative of future results.