Alfalah Insurance Global Care

Your health. Your world. Fully protected.

When it comes to your health, nothing should stand in the way of quality care — no matter where you are.
Alfalah Insurance – Global Care, backed by AXA, one of the world’s leading health insurance providers, offers international medical coverage across 160+ countries with access to 1 million+ healthcare facilities worldwide. Whether you’re at home or abroad, you can enjoy the freedom of cashless treatment and the peace of mind that comes with world-class health protection.

 

Why Choose Global Care?

• Worldwide Coverage – Receive medical treatment almost anywhere in the world, with the option to include or exclude the USA.
• Cashless Convenience – Enjoy hassle-free treatment at over 1 million healthcare facilities globally.
• Comprehensive Benefits – From hospitalization to dental care, psychiatric treatment to organ transplants — we’ve got you covered.
• Multiple Plan Options – Choose from Diamond, Sapphire, Emerald, and Pearl to match your coverage needs and budget.
• Backed by AXA – Benefit from AXA’s global network and healthcare expertise.

 

Key Features & Benefits

In-Patient & Day Care Treatment

• Accommodation & hospital charges (in Pakistan, India, and worldwide)
• Organ & bone marrow transplant
• Reconstructive surgery
• Surgical implants
• Companion accommodation (per night allowance)
• Coverage for congenital anomalies and birth defects
• In-hospital cash benefits
• Psychiatric treatment
• In-patient rehabilitation

Out-Patient Treatment

• Pre-hospitalization treatment
• Post-hospitalization treatment
• Radiotherapy
• Specialist consultations
• Kidney dialysis
• Outpatient surgical procedures
• Emergency outpatient treatment due to accident
• Hormone replacement therapy

Other Benefits

• Local ambulance transport
• International emergency medical assistance
• Dental care
• Hospice & palliative care
• Pre-existing conditions coverage (limit varies by plan)

 

Plan Options & Limits

Benefits	Diamond	Sapphire	Emerald	Pearl
Overall Yearly Limit	$1,000,000	$750,000	$500,000	$250,000
PKR Equivalent	Rs. 220M	Rs. 165M	Rs. 110M	Rs. 55M
Area of Cover	Worldwide (incl./excl. USA)	Worldwide (incl./excl. USA)	Worldwide (incl./excl. USA)	Worldwide (incl./excl. USA)
Congenital Birth Defect	$6,000	$4,500	$3,000	$1,500
Cash Benefit (per night)	$180	$135	$90	$60
Psychiatric Treatment	$2,400	$1,800	$1,200	$300
Hospice Care (Lifetime Limit)	$72,000	$54,000	$36,000	$24,000
Pre-existing Conditions	$10,000	$7,500	$5,000	$2,500

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Eligibility

• Available to Bank Alfalah customers aged 18 to 80 years.
   

Premiums & Payment

• Premiums are calculated based on age and plan type.
• Payable in PKR; rates may vary based on USD exchange rates.

 

Free Look Period

You have 14 days from the date of policy issuance to review and cancel for a full premium refund (minus any applicable medical or administrative charges).
 

How to Claim

In case of a medical event, contact our 24/7 claims support team for guidance and assistance. You’ll receive step-by-step help to ensure quick and smooth claim settlement.
 

Disclaimer

Alfalah Insurance – Global Care is underwritten by Alfalah Insurance Company Limited and backed by AXA. It is not guaranteed or insured by Bank Alfalah Limited. Bank Alfalah acts only as a distributor and bears no responsibility for claims or underwriting.