Features

• Offered in multiple currencies; PKR, USD, CAD, GBP, Euro, AED and SAR
• No minimum balance requirement
• Account can be fed by Foreign Inward Remittances only originating from the account holder himself/herself through Home remittances or SWIFT, in any currency.
• Multiple investment opportunities: Naya Pakistan Certificate, Access to Stock Market, Term Deposit booking* via Alfa, etc.
• Easy repatriation of funds
• Free Debit Card*
• Free SMS alerts
• Funds Transfer Facility
• Utility Bill Payment
• 24/7 Internet Banking
• Free E-Statements
• Free first cheque book

*For PKR Roshan Digital Accounts only

Eligibility Criteria

Product will be offered to individuals above the age of 18, who are:

• Non-Resident Pakistanis
• Foreign Nationals having Pakistan Origin Card (POC);
• Employees or officials of the Federal Government or a Provincial Government posted abroad
• Resident individuals having declared their assets held abroad, as per wealth statement declared in the latest tax return with the Federal Board of Revenue (FBR). (For FCY Roshan Digital account only)

Additional Information

• Click here to view the Roshan Digital Account profit rates.
• Resident individual Pakistanis interested in opening an FCY Roshan Digital account may visit one of these select Bank Alfalah branches to get their account opened.
• Customers may also be contacted online or through video call by Bank Alfalah’s representative for due diligence. The online verification session will be recorded for quality assurance purpose.
• All taxes shall be applicable as per existing law.
• Service Charges will apply as per prevailing Schedule of Charges. (Click here to review the summary of charges pertaining to Roshan Digital Account)
• PKR Roshan Digital accountholders can also apply for Bank Alfalah Debit Card by calling at our 24/7 help line +92 21 111 225 226. Furthermore, contact our helpline for Debit Card activation, replacement and blocking.
• Terms and conditions apply

Alfa Term Deposit

Are you looking for an easy way to secure your money and earn a profit as well? Alfa Term Deposit is all you need!

With Alfa Term Deposit, you can easily fix a savings amount for 1 month, 3 months, 6 months, or 12 months duration and earn profit on a monthly basis or at the time of completion of your chosen duration, as per the Bank’s prevailing rate sheet for PKR Term Deposit.

You can easily book a Term deposit digitally, anytime, anywhere – without having to go to a branch. Simply download & login to Alfa app, go to ‘Savings’ section, and tap on ‘Alfa Term Deposit’.

For any further queries, be sure to check out our FAQs, email us at contactus@bankalfalah.com or contact us at our 24/7 dedicated helpline; +92 21 111 225 226