Overview
Bank Alfalah brings Ghar Asaan Housing Finance — a government-supported, subsidized financing scheme designed to make home ownership possible for everyone. Whether you’re looking for a house or apartment, Ghar Asaan offers convenient financing with affordable profit rates, long tenors, and flexible eligibility criteria.
What you get
- Financing up to PKR 10 million
- Flexible repayment of 5 to 20 years
- Subsidized profit rates starting as low as 3% p.a.
- Financing available for both houses and apartments
- Opportunity to own your first home with ease
Features & Benefits
Housing Units
Newly constructed or existing houses/apartments (as per category).
Unit Size
Financing available for houses up to 250 sq. yards and apartments up to 2,000 sq. ft.
Financing Limit
Borrow up to PKR 10 million.
Tenor
Choose flexible financing up to 20 years.
Profit Rates
Enjoy subsidized profit rates starting from 3%.
Eligibility
- All Pakistani citizens with valid CNIC
- First-time homeowner (must not own a house/apartment previously)
- Salaried or self-employed individuals with regular income
- Property must fall under Category I, II, or III guidelines
Documents Required
- Copy of valid CNIC
- Proof of income (salary slip / business proof)
- Bank statements (last 6 months)
- Property documents (sale agreement, ownership papers, NAPHDA approval)
- 2 passport-size photographs
Apply Now
Get started with your financing in just a few simple steps. Click below to begin
Or visit your nearest Bank Alfalah branch to apply.