With a view to promote affordable housing finance, the Government of Pakistan has introduced a Profit Rate Subsidy and Risk Sharing Scheme namely ‘Wazir-e-Azam Apna Ghar Program – Ghar Ho Tu Apna’.

The key features of the scheme are given below:

Eligibility Criteria	• First time homeowners citizens of Pakistan holding CNICs. • Not owning any housing unit in their name.
Scope	• Purchase of house/flat. • Construction of house on already owned plot. • Purchase of plot and construction of house.
Financing Tenure	Maximum 20 years (subsidy for 10 years)
Size of Housing Unit	• House of up to 10 Marla. • Flat/Apartment of up to 1500 sq. ft. area.
Financing Limits	Up to PKR 10 million
Pricing	5% Fixed for First 10 Years
Bank Charges	• No processing charges • No prepayment charges
Bank Investment Ratio	90:10 (90% financing & 10% equity)

 

List of Designated branches for Wazir-e-Azam Apna Ghar Program – Ghar Ho Tu Apna
 

Contact Us:

• Call us at 021 111 225 111
• Email address: home.musharakah@bankalfalah.com