Alfa Islamic is Bank Alfalah’s mobile banking app, designed to make everyday finance simpler, smarter, and Shariah-compliant. From managing your savings and payments to investing in halal products, Alfa Islamic puts the power of digital banking in your hands.
Whether you’re paying bills, transferring funds, or applying for financing, Alfa Islamic ensures you remain in full control — anytime, anywhere.
Registration & Login
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New Users: Download the Alfa App and register instantly using your CNIC or Passport number.
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Existing Users: Simply log in with your credentials and continue managing your finances with Alfa.
Download on Android | Download on iOS
Top Features of Alfa Islamic
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Instant Fund Transfers – Send money instantly to any bank account.
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Raast Payments – Transfer funds using mobile numbers, free of charge.
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Mobile Bill Top-Up – Recharge prepaid or pay postpaid bills instantly.
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Utility Payments – Pay electricity, gas, water, and internet bills with ease.
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Digital Account Opening – Open your Islamic bank account directly from the app.
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Tap & Pay – Contactless payments with just a tap of your phone.
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Islamic Term Deposits – Book halal term deposits starting from just Rs. 500.
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Islamic Mutual Funds – Invest in Shariah-compliant funds and grow your wealth.
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Exclusive Discounts – Special offers for Bank Alfalah Islamic cardholders.
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AlfaPay (QR Payments) – Scan QR codes at 15,000+ merchants across Pakistan.
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Split Payments – Pay using a mix of accounts, wallets, or Orbit points.
Account & Card Management
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Relationship Overview – View all accounts and services in one place.
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Debit Card Management – Track transactions or request a new debit card.
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FCY to PKR Conversion – Convert foreign currency to PKR at competitive rates.
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KYC Updates – Update details digitally for enhanced security.
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Safe Location – Extra-secure environment for large or sensitive transactions.
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Service Requests – Request cheque books, update your address, or subscribe to e-statements.
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Transaction Limits – Adjust your daily app limits for added security.
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Login via QR – Access Alfa Web instantly without remembering credentials.
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Display Options – Switch between light and dark mode for your preferred view.
Banking & Financial Services
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Auto Pay – Automate recurring bill or subscription payments.
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Digital Finance – Apply for Shariah-compliant financing products.
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Auto Finance – Get instant approval & disbursement for your dream car.
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Islamic Investments – Explore Shariah-compliant funds and deposits.
Branch & ATM Locator
Quickly find:
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Nearest Bank Alfalah Branches
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ATMs
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Cash Deposit Machines (CDMs)
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Digital Corners & Alfa QR Merchants
Transaction Limits
Daily Transaction Packages
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Package 1 – PKR 0
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Package 2 – PKR 250,000
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Package 3 – PKR 500,000
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Package 4 – PKR 1,000,000
Safe Location (24 Hours Only)
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Package 1 – PKR 1,500,000
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Package 2 – PKR 2,000,000
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Package 3 – PKR 2,500,000
Fees
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Instant Debit Card – As per Schedule of Charges (SOC)
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Banker’s Cheque – As per SOC
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IBFT (Inter Bank Fund Transfer)
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Up to PKR 25,000/month: As per SOC
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Above PKR 25,000/month: As per SOC
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Raast Transfers – Free
Additional Resources
Need Assistance?
For support, reach out anytime:
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Alfa Helpline: 042 111-225-224
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Email: contactus@bankalfalah.com
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Visit your nearest Bank Alfalah branch
Download Alfa Islamic today and experience the future of Shariah-compliant digital banking.
No. This service will work on any type of Internet connection. It could be through a Wi-Fi connection or your pre-paid or post-paid mobile network connection.
IBFT services are completely free of charge for Bank Alfalah customers if their monthly transaction amount doesn’t exceed PKR 25,000. Once the transaction volume exceeds PKR 25,000 a charge of 0.1% or Rs.200 (whichever is lower) will be charged on every transaction.
However, Roshan Digital Account customers may continue to enjoy IBFT services free of charge.
All Bank Alfalah Active Account / Debit or Credit Card customers can register. Bank Alfalah Internet Banking customers can also use their existing User ID & Password to login Alfa. In-case you do not have an Bank Alfalah Account or a Credit Card please request via ALFA or call us at +92 21 111-225-224.
You can use your existing Bank Alfalah Internet Banking username and password to log in. If you do not have an Internet Banking account, you can register instantly by downloading ALFA.
You need the following to use Alfa Mobile App:
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Any Android or Apple (iOS) smartphone
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Active Bank Alfalah Account / Debit or Credit Card, registered mobile number & email address
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Username
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Password
IBFT service charge is PKR 50+ FED per transaction.
Alfa is Free for customers who are already using Bank Alfalah Internet or Mobile Banking. However there is an annual charge for Alfa as per your transaction limits package.
ALFA can be downloaded from Apple Store or Google Play Store on your smartphone.
Yes you may use Alfa from anywhere. All you need is a stable Internet connection.
You can reset your password through Alfa or call Alfa helpline at +92 21 111-225-224 to reset your password.
You do not need to sign any physical form or visit Bank Alfalah branch to register for ALFA.
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Download Alfa on your smartphone
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Register using Account, Debit or Credit Card & CNIC information
If you require guidance please contact us at +92 21 111-225-224.
No, your Alfa will work.
Yes, your per day transaction limit is shared. It gets reduced if you perform any transaction on Internet Banking.
Yes. This service is available 24 hours a day, 7 days a week.
AlfaPay is a payment tool that lets you make payments by scanning QR code at different merchants.
is a new digital way of making purchases and merchant payments using any of your Bank Alfalah Accounts, Credit Card, Wallets & Orbits.
Each transaction limit of AlfaPay is PKR 500,000 however the daily limit is as per your Alfa package.
There are no additional fees on AlfaPay.
You can use AlfaPay wherever you see the Masterpass QR button/sticker. You can also click here to see a list of outlets.
AlfaPay lets you tag your phone for instant payments with out the need to login. Your default payment option will be automatically selected
If your authorization mode is AlfaPay PIN then you would need a 4 digit pin to perform AlfaPay transactions prior to login.
Your password or AlfaPay PIN is required to authorize any transaction using your smartphone. You can also deactivate your phone tagging by signing in from another device.
You can view transaction details on AlfaPay for up to 30 days.